Yes, you can use it on sites, services, applications and exchanges that are connected and use a payment gateway using 2D Secure technology.
You can also send a Trojan to the cardholder’s phone. For example, disguise it in a link that you send in a WhatsApp or Viber message. This way you can access SMS messages that come to his phone. In this case, you can use the VBV card on any website.
Another way is that you can contact the cardholder's telephone provider, call support and reissue the SIM card and thus gain access to the SMS.