Socio-psychological and ethical aspects of the initial adaptation of new users in marginal Internet communities (using carding forums as an example)

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The phenomenon of carding forum guests' initial reaction to the discussion of illegal methods represents a complex socio-psychological process that goes far beyond simple curiosity. It is a moment of collision between individual morality and the subcultural reality of the digital underground.

1. Shock and desacralization. For most unprepared guests, their first encounter with the content of such a forum is a culture shock. Financial systems, which in everyday life are perceived as a given, protected by law and technology, are instantly desacralized. Codes, numbers, cash-out logistics — all these are transformed from abstract concepts from crime reports into technical instructions. This evokes a mixture of disgust and morbid fascination — a morbid curiosity, when the taboo simultaneously repels and attracts.

2. Construction of an alternative reality. The forum immediately begins to create a new frame of reference for the guest. Through language (slang, "guide," "drop," "bins") and hierarchy (mods, verified sellers, "newbies"), a closed world with its own rules is created. Illegal activity is reframed here — it's presented not as a crime, but as "work," "warehouse," "business." Ethical categories are replaced by those of efficiency and reliability. The question "Is it moral?" is replaced by "Does it work?" and "Is it safe?"

3. Temptation and rationalization. The initial view is often tinged with the lure of quick profit amidst apparent simplicity. However, the mechanism of collective rationalization, which the guest observes on the forum, plays a key role. Participants justify their activities:
  • Victim-blaming: “banks are taking precautions”, “victims don’t suffer such great losses”;
  • Nihilism: “the system is still unfair”, “everyone steals, just in different ways”;
  • Technocratic escapism: the emphasis is on the technical side, which allows one to abstract from the consequences for real people.

4. Filtration and self-identification. This initial moment is a powerful filter. Some guests, guided by internal ethical principles or fear, close the page forever. Others, with low barriers and a high sensitivity to rationalization, begin a process of latent self-identification with the community. They cease to be mere observers and begin to see participants not as abstract "criminals" but as fellow specialists, and the moderators as authorities.

5. The "normality" effect.
Constant exposure to such content leads to desensitization. What shocked on the first day now seems like a mundane technical discussion by the third. This is perhaps the most dangerous aspect — the gradual erosion of internal inhibitions through immersion in an environment where breaking the law is the norm and even a sign of competence.

Conclusion.
A guest's initial view of a carding forum is a critical moment of choice at the crossroads between generally accepted morality and the subcultural ethics of the underground. This isn't simply observing criminal discussions, but an initiation into an alternative value system where the primary virtues are anonymity, technical savvy, and caution, rather than legality and honesty. Exploring this perspective allows us to understand not only the recruitment mechanisms within the cybercriminal community but also the more universal processes of socialization in closed digital communities, where group norms deliberately contradict public norms.
 
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