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It seems to me that it will be useful for beginners to have a list of reasons for declaring a valid card in one place.
There will be less worries about the topics of “not enough valid CC” and “strange checker”.
If it’s nonsense, then uv.moders, erase it.
If you have someone to add, great.
So.
Reasons for rejecting a valid CC in 2024:
1. No money. There is no required amount at all (if a debit card), the balance limit has been selected (if a credit card). For reference, just in case: you can’t always spend money on a credit card all at once, most often you can spend it in portions over a certain period of time, and this portion is the balance.
2. Ban on international transactions, i.e. the holder is comfortable spending money within his own country, but cannot spend it abroad.
As Sumrak kindly explained to me recently, some banks impose a ban automatically, and sometimes the holders themselves do the same. I have never tried to lift this ban myself. Theoretically, you can try to lift the ban for the holder, but it’s easier to score.
3. Merchant glitch.
4. The merchant does not accept certain countries, and your card is from this list.
5. Error when entering. They misspelled the expiry date, etc.
6. The merchant works with 3d-secure and cuts off all transactions from cardboard that does not support it.
7. The bank does not allow the payment, since merch and its activities are not approved by the legislation of the holder’s country (example: most banks and poker).
8. Bean is jacked off and will be immediately declined.
9. Merchant is burning virtual reality.
10. Problems with the IP address: wrong state-city-country; socks5 in black; Since my grandfather they have already hammered it into this merch. Most often, this point helps to identify a fast account lock.
11. The cardholder/bank limits the amount of the transaction (for example, the student’s parents control the money)
12. The cardholder himself has installed additional security measures (for example, the bank must call him on a specific number and clarify whether he really gives the go-ahead for a large expenditure; this rarely happens).
13. The card has already been inserted into the shop/office by the holder and linked to the account, so it can only be inserted from the holder’s account (this happens rarely).
14. Rarely occurs, but it does exist: in order to pass CC from Japan and China into the European-US merchant, the store either needs to go through some kind of approval, or do something else (I read the explanation on the website of the processing company, I don’t remember the details). If the shop has not done this, Chinese and Japanese cardboard will be declared.
Moral number one: if the card is not inserted into one merchant, try inserting it somewhere else.
There will be less worries about the topics of “not enough valid CC” and “strange checker”.
If it’s nonsense, then uv.moders, erase it.
If you have someone to add, great.
So.
Reasons for rejecting a valid CC in 2024:
1. No money. There is no required amount at all (if a debit card), the balance limit has been selected (if a credit card). For reference, just in case: you can’t always spend money on a credit card all at once, most often you can spend it in portions over a certain period of time, and this portion is the balance.
2. Ban on international transactions, i.e. the holder is comfortable spending money within his own country, but cannot spend it abroad.
As Sumrak kindly explained to me recently, some banks impose a ban automatically, and sometimes the holders themselves do the same. I have never tried to lift this ban myself. Theoretically, you can try to lift the ban for the holder, but it’s easier to score.
3. Merchant glitch.
4. The merchant does not accept certain countries, and your card is from this list.
5. Error when entering. They misspelled the expiry date, etc.
6. The merchant works with 3d-secure and cuts off all transactions from cardboard that does not support it.
7. The bank does not allow the payment, since merch and its activities are not approved by the legislation of the holder’s country (example: most banks and poker).
8. Bean is jacked off and will be immediately declined.
9. Merchant is burning virtual reality.
10. Problems with the IP address: wrong state-city-country; socks5 in black; Since my grandfather they have already hammered it into this merch. Most often, this point helps to identify a fast account lock.
11. The cardholder/bank limits the amount of the transaction (for example, the student’s parents control the money)
12. The cardholder himself has installed additional security measures (for example, the bank must call him on a specific number and clarify whether he really gives the go-ahead for a large expenditure; this rarely happens).
13. The card has already been inserted into the shop/office by the holder and linked to the account, so it can only be inserted from the holder’s account (this happens rarely).
14. Rarely occurs, but it does exist: in order to pass CC from Japan and China into the European-US merchant, the store either needs to go through some kind of approval, or do something else (I read the explanation on the website of the processing company, I don’t remember the details). If the shop has not done this, Chinese and Japanese cardboard will be declared.
Moral number one: if the card is not inserted into one merchant, try inserting it somewhere else.
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