The popularity of credit cards among the population of Russia is very high. Credit cards are simple in design, convenient and allow you to have access to additional financial resources at any time when a person needs money. Despite the fact that the funds on the credit card are protected by the bank, the loss of the card can also threaten the loss of the funds that are on it.
Of course, using someone else's credit card entails legal liability, but many citizens who find a credit card forget about these risks. In addition, there are professional fraudsters who steal credit cards for one purpose - to use the funds deposited on it. In the event that the credit card is not blocked its owner, the ability to access funds remains open, which leads to a complete loss of card funds.
Most often, the use of someone else's credit card occurs when shopping on the Internet. Online stores willingly carry out settlements with customers through a credit card, but there is no way to check the owner's signature or compare photos. With the skill and the availability of relevant knowledge, fraudsters can use someone else's credit card to make purchases in real retail outlets.
In order to prevent the use of someone else's credit cards, banks are trying to increase the level of protection of cards from intruders and illegal access to funds. In addition, law enforcement agencies are trying to be vigilant when citizens make large purchases with a credit card. In this case, documents may be required from the buyer.
Of course, there are situations where using someone else's credit card can be legitimate. That is, it is not a crime if the money is taken with the permission of the cardholder. In order not to have to explain if a misunderstanding arises in this case, you can issue a double card for the person to whom she regularly trusts.
In the event that if you just find someone else's card on the street, then it is better, in the opinion of our site visitors, not to tempt fate and not try to access the funds of someone else's credit card, since the consequences in this case can be quite serious.
Of course, using someone else's credit card entails legal liability, but many citizens who find a credit card forget about these risks. In addition, there are professional fraudsters who steal credit cards for one purpose - to use the funds deposited on it. In the event that the credit card is not blocked its owner, the ability to access funds remains open, which leads to a complete loss of card funds.
Most often, the use of someone else's credit card occurs when shopping on the Internet. Online stores willingly carry out settlements with customers through a credit card, but there is no way to check the owner's signature or compare photos. With the skill and the availability of relevant knowledge, fraudsters can use someone else's credit card to make purchases in real retail outlets.
In order to prevent the use of someone else's credit cards, banks are trying to increase the level of protection of cards from intruders and illegal access to funds. In addition, law enforcement agencies are trying to be vigilant when citizens make large purchases with a credit card. In this case, documents may be required from the buyer.
Of course, there are situations where using someone else's credit card can be legitimate. That is, it is not a crime if the money is taken with the permission of the cardholder. In order not to have to explain if a misunderstanding arises in this case, you can issue a double card for the person to whom she regularly trusts.
In the event that if you just find someone else's card on the street, then it is better, in the opinion of our site visitors, not to tempt fate and not try to access the funds of someone else's credit card, since the consequences in this case can be quite serious.
