yes it can its a intercepting tool that cyber hackers provide but there are alot of different kinds some can help you and some can hurt you if you have a good vendor u got that bot from it should be able to allow you to put either email or phone number and it will do the rest if you have one plz pmo in inbox
OTP bot is like a calling service, basically they will call the cardholder and ask them for the code, usually people don't fall for this, maybe old people will