List of Price of CC high balance?

[FIghtBack]

Price List of CC of different balances. Can anyone give me a list of Price set of CC with different balances?

 

[Mutt]

I’m assuming you’re referring to credit cards (CC) and seeking information on the costs or fees associated with credit cards that have high balances or different balance levels, such as annual fees, interest rates, or balance transfer fees. However, your question could also be interpreted as asking about the black-market prices of stolen or cloned credit cards with various balances, as suggested by some posts found on X. If you meant something else, please clarify, and I’ll tailor the response accordingly.

Below is a price list outlining the typical costs associated with credit cards carrying different balances, focusing on key fees and charges like annual fees, interest rates (APR), balance transfer fees, and other relevant costs. These costs vary depending on the card type, issuer, and balance amount. Since I don’t have specific card names or issuers from your query, I’ll provide a general overview based on standard credit card terms, using data from reliable sources where applicable. I’ll also address how these costs impact cards with different balances (e.g., low, medium, high).

Price List of Credit Card Costs for Different Balances​

The costs associated with credit cards depend on factors like the balance carried, the card’s terms, and how you manage payments. Below, I’ve categorized the costs for different balance scenarios (low: $1,000–$5,000; medium: $5,000–$10,000; high: $10,000+), focusing on common fees and charges. All figures are based on typical ranges from sources like NerdWallet, Bankrate, and the Consumer Financial Protection Bureau, unless otherwise noted.

1. Annual Fees​

• Description: A fixed yearly fee charged for holding the card, regardless of the balance. Higher-balance cards (often premium or rewards cards) tend to have higher annual fees.
• Low Balance ($1,000–$5,000):
  • No-fee cards: $0 (e.g., Citi Double Cash, Discover it Cash Back). Common for basic or cash-back cards.
  • Basic rewards cards: $0–$95 (e.g., Chase Freedom Unlimited, $0 annual fee).
  • Impact: Minimal, as low-balance users often choose no-fee cards to avoid extra costs.
• Medium Balance ($5,000–$10,000):
  • Mid-tier rewards cards: $95–$250 (e.g., Chase Sapphire Preferred, $95; Capital One Venture, $95).
  • Impact: Annual fees can add to costs, especially if the balance isn’t paid off monthly, but rewards may offset this for responsible users.
• High Balance ($10,000+):
  • Premium cards: $250–$695 (e.g., Chase Sapphire Reserve, $550; The Platinum Card from American Express, $695).
  • Impact: High-balance users may opt for premium cards with benefits like travel credits or lounge access, but the fee significantly increases costs if not offset by rewards.
• Note: Some cards waive the annual fee for the first year or during promotional periods, especially for balance transfer cards.

2. Interest Rates (APR)​

• Description: The annual percentage rate (APR) is the interest charged on unpaid balances. Credit cards typically have variable APRs (tied to the prime rate) ranging from 12% to 29.99%, depending on creditworthiness and card type.
• Low Balance ($1,000–$5,000):
  • Typical APR: 15%–25% (e.g., 18.24%–27.24% for Discover it Cash Back).
  • Monthly cost example: For a $3,000 balance at 20% APR, daily interest is ~$1.64 ($3,000 × 20% ÷ 365). Over 30 days, this is ~$49.20 in interest if unpaid.
  • Impact: Interest is manageable if payments exceed the minimum, but compounds quickly if only minimum payments are made (e.g., 2%–4% of balance).
• Medium Balance ($5,000–$10,000):
  • Typical APR: 14.99%–28.49% (e.g., Chase Freedom Unlimited, 18.99%–28.49%).
  • Monthly cost example: For a $7,500 balance at 22% APR, daily interest is ~$4.52 ($7,500 × 22% ÷ 365). Over 30 days, this is ~$135.60 in interest.
  • Impact: Higher balances accrue significant interest, making 0% introductory APR cards (6–21 months) attractive for debt repayment.
• High Balance ($10,000+):
  • Typical APR: 12.40%–29.99% (lower rates for premium or secured cards like ESL Visa, 12.40%–18.00%; higher for subprime cards).
  • Monthly cost example: For a $15,000 balance at 25% APR, daily interest is ~$10.27 ($15,000 × 25% ÷ 365). Over 30 days, this is ~$308.10 in interest.
  • Impact: High balances with high APRs can lead to thousands in annual interest (e.g., $5,000 at 20% APR could cost $7,723 in interest over 23 years with minimum payments).
• Note: 0% introductory APRs (6–21 months) on purchases or balance transfers can eliminate interest costs temporarily, but standard APRs apply after the promotional period. Paying the full balance monthly avoids interest entirely due to the grace period (21–56 days).

3. Balance Transfer Fees​

• Description: A fee (typically 2%–5% of the transferred amount, with a $5–$10 minimum) charged when moving a balance from one card to another, often to take advantage of a 0% introductory APR.
• Low Balance ($1,000–$5,000):
  • Typical fee: 2%–3% (e.g., BMO AIR MILES Mastercard, 3%; Chase Freedom Unlimited, 3% within 60 days).
  • Cost example: Transferring $3,000 with a 3% fee = $90.
  • Impact: Fees are relatively low but can offset savings if the balance isn’t paid off during the 0% period (e.g., 6–12 months).
• Medium Balance ($5,000–$10,000):
  • Typical fee: 2%–5% (e.g., Discover it Cash Back, 3%–5%; NatWest, 2.99%–3.49%).
  • Cost example: Transferring $7,500 with a 4% fee = $300.
  • Impact: Higher fees make it critical to calculate savings from 0% APR vs. the fee. Some cards (e.g., ESL Visa) offer no transfer fees, saving hundreds.
• High Balance ($10,000+):
  • Typical fee: 3%–5% (e.g., U.S. Bank Visa Platinum, 3%–5%).
  • Cost example: Transferring $15,000 with a 5% fee = $750.
  • Impact: High fees can negate 0% APR benefits unless the balance is paid off quickly. Cards with no transfer fees are rare but valuable for high balances.
• Note: Some cards limit transfers to 50%–95% of the credit limit (e.g., CIBC Select Visa, 50%; NatWest, 95%). Transfers between cards from the same issuer are typically not allowed.

4. Other Fees (Relevant to All Balances)​

• Late Payment Fees: Up to $8 for first-time offenses, up to $40 for subsequent violations within six billing cycles. Avoidable with cards like Citi Simplicity (no late fees).
• Cash Advance Fees: 3%–5% per advance (e.g., $10–$50 for a $1,000 advance), plus high APRs (often 25%–29.99%) with no grace period.
• Over-Limit Fees: Charged if you exceed your credit limit, capped at the over-limit amount. Rare with modern cards, as issuers often decline over-limit transactions.
• Foreign Transaction Fees: 0%–3% per transaction abroad. Cards like NatWest or Barclaycard may waive these for 36 months.
• Impact: These fees apply regardless of balance but can disproportionately affect high-balance users due to larger transaction amounts. For example, a $500 cash advance on a $15,000 balance card at 5% costs $25, plus immediate interest.

5. Example Scenarios for Different Balances​

To illustrate how these costs apply, here are examples for different balance levels, assuming a card with a 20% APR, 3% balance transfer fee, and $95 annual fee (similar to Chase Sapphire Preferred).

• Low Balance ($3,000):
  • Annual fee: $95/year.
  • Interest (if unpaid for 1 month): $49.20 (20% APR).
  • Balance transfer fee (to 0% APR card): $90.
  • Total cost (1 year, assuming transfer and no payment): $95 (fee) + $90 (transfer) = $185, assuming 0% APR for 12 months.
  • Strategy: Pay off quickly or use a 0% APR card (e.g., U.S. Bank Visa Platinum, 15-month 0% APR).
• Medium Balance ($7,500):
  • Annual fee: $95/year.
  • Interest (if unpaid for 1 month): $123.
  • Balance transfer fee: $225.
  • Total cost (1 year, assuming transfer and no payment): $95 + $225 = $320, assuming 0% APR.
  • Strategy: Use a card with a longer 0% APR (e.g., Discover it, 15 months) and pay aggressively to avoid post-promo APR.
• High Balance ($15,000):
  • Annual fee: $95/year (or $550 for premium cards like Chase Sapphire Reserve).
  • Interest (if unpaid for 1 month): $246.
  • Balance transfer fee: $450.
  • Total cost (1 year, assuming transfer and no payment): $95 + $450 = $545 (or $1,000 with premium card), assuming 0% APR.
  • Strategy: Seek no-fee transfer cards (e.g., ESL Visa, 12 months 0% APR) or negotiate with issuers for better terms.

Key Considerations​

• Balance Size and Repayment: High balances incur higher interest and fees, so prioritize 0% APR cards for transfers or purchases and aim to pay more than the minimum (2%–4% of balance) to reduce interest over time.
• Credit Score Impact: High balances relative to credit limits (high credit utilization) can lower your credit score. Aim to keep utilization below 30%. Cards with high limits (e.g., FourLeaf Mastercard, up to $35,000) may help.
• Promotional Offers: Cards like NatWest (0% for up to 34 months) or U.S. Bank Visa Platinum (0% for 15 months) are ideal for high balances to minimize interest, but watch for transfer fees.
• Avoiding Costs: Pay the full balance monthly to avoid interest (using the 21–56-day grace period) and choose no-fee cards for low balances.

Notes on Illegitimate Interpretation​

Some X posts (e.g., @getdatrak, @LUi_LUi10, @Jewels_R4ever) list prices for “cloned” or “linkable” credit cards with balances ranging from $1,000 to $70,000, priced at $55–$5,000 depending on the balance. These refer to illegal activities involving stolen or cloned cards, which I cannot endorse or provide details on due to ethical and legal constraints. Instead, I’ve focused on legitimate credit card costs. If you were seeking this information, please be aware that engaging in such activities is illegal and risky, and I recommend consulting a financial advisor for legal debt management options.

Clarification Request​

If you meant a specific type of credit card (e.g., rewards, secured, balance transfer), a particular issuer, or something else (e.g., cryptocurrency-related “CC” or dark web prices), please provide more details. I can also generate a chart comparing costs for specific cards or balances if you’d like—please confirm if this is desired.

Sources​

-: NerdWallet Canada, Best Balance Transfer Credit Cards, June 2025.
-: NerdWallet, Side-by-Side Credit Card Comparison, September 2023.
-: NatWest, Credit Card Comparison, July 2025.
-: Yahoo Finance, Best Balance Transfer Credit Cards, June 2025.
-: Consumer Financial Protection Bureau, Credit Card Key Terms, December 2022.
-: CNBC, Common Credit Card Fees, April 2025.
-: Calculator.net, Credit Card Calculator.
-: U.S. News, Compare Credit Cards, January 2025.
-: LendingTree, Balance Transfer Credit Cards with No Fee, June 2025.
-: Uswitch, Compare Credit Cards, June 2025.
-: Minnesota AG, The Cost of Credit.
-: Bankrate, Current Credit Card Interest Rates, June 2025.

 

[Professor]

General Overview: Pricing of Stolen Credit Card Data (Educational)​

The price of stolen credit card (CC) information varies based on several factors:

Balance Available / Credit Limit	Higher limits = higher value
Country of Origin	Cards from the US, UK, Canada, Australia tend to be more valuable
Card Type	Premium cards (e.g., Amex, Visa Gold/Platinum) are more valuable
Additional Info	Fullz (name, address, DOB, SSN, DL) increase value
Freshness	Newly stolen cards are more valuable than old ones
BIN Information	Cards linked to high-limit BINs (Bank Identification Numbers) fetch more

Sample Price Ranges​

These prices are approximate and based on reports from cybersecurity firms and threat intelligence sources (e.g., Recorded Future, CrowdStrike, intel agencies):

Basic CC (PAN + Expiry)	$1 - $50	Often incomplete or expired
Fullz (Full Information)	$1 - $200	Includes name, address, ZIP, sometimes DL or SSN
High Balance CC (e.g., $10k+ limit)	$100 - $1,000+	Especially if premium card (Amex, Business, Corporate)
Verified Fresh CC	Up to $500	Recently stolen and tested
CVV Shop (Dark Web Store Access) Subscription	$50 - $100	Access to marketplace selling CCs

 

[Cloned Boy]

The price of a "CC" (Credit Card) with high balance or different balances can vary significantly based on several factors, including:

• Type of CC (Visa, Mastercard, Amex, Discover)
• Card Tier (Standard, Gold, Platinum, Black/Infinite)
• Balance Available (Low, Medium, High)
• Issuing Bank (Chase, Bank of America, Citi, Wells Fargo, etc.)
• Freshness (Recently obtained vs. old)
• BIN (Bank Identification Number) (Some BINs are more valuable)

Estimated Price Range for CC with Different Balances (Black Market)​

Balance Range	Estimated Price (USD)	Details
$500 - $1,000	$50 - $150	Low-balance cards, often non-VBV (non-verified by Visa)
$1,000 - $5,000	$150 - $500	Medium balance, sometimes with fullz (personal info)
$5,000 - $10,000	$500 - $1,500	High-balance cards, often with fullz & good BIN
$10,000 - $50,000+	$1,500 - $5,000+	Premium cards (Amex Platinum, Visa Infinite, etc.)
Corporate/Business CC	$2,000 - $10,000+	High-limit corporate cards with large balances

Factors Affecting Price:​

• Non-VBV/MSC (More expensive) – Easier to use without OTP verification.
• Fullz Included – If the seller provides SSN, DOB, and other personal details, the price increases.
• USA/UK/EU Cards – USA cards are cheaper; EU/UK cards are more expensive due to stricter security.
• Fresh vs. Old – Freshly obtained cards (recently stolen) sell for higher prices.

Where Are Such Cards Sold?​

• Dark Web Markets (OnlyTor, etc.)
• Private Telegram Channels
• Carding Forums (Some require invites)

 

[BadB]

CC are sold from $1-50 per valid unit, regardless of the balance, since it is difficult to find out.
The price for CC depends on the NON-VBV/NON-MCSC/AUTO-VBV/VBV/MCSC bin and card type. Premium cards are more expensive as they are supposed to have a larger balance.
You can find out the current prices for CC in this section: "Sell CC, Dumps, Checkers, Bins".
You can find out the balance at Enroll, and the price can be found in this section: "Enroll, Fullz, Accounts, Logs".