I am looking for a payment system without too much verification to be able to cashout.
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Rating of the most popular payment systems in the world
You can pay for goods and services with banknotes. However, more and more people prefer non-cash payments. It is convenient and safe. The rules and principles for transferring money from one subject to another are established by the payment system. It ensures the technical stability of the movement of money, is responsible for the high speed of the transfer and its security. Almost all countries of the world have developed their own payment systems, as well as international ones.
The most popular payment systems in the world
In fact, a payment system is a service for transferring money in a non-cash way. It is run by banking and other financial institutions. They not only develop rules for smooth operation, but are also directly responsible for conducting transactions, storing funds in accounts, etc.
Payment system tasks:
The key advantage of any payment system is the high speed of transactions. If bank transfers take place within one business day or more, then through payment services the transaction is carried out instantly.
The activities of payment systems are controlled by law. A set of legal norms has been defined that regulates the operation of services.
The existing payment systems are traditionally divided into international and national.
It is a transnational structure that operates all over the world. These include VISA, Mastercard, American Express systems.
They are created within the framework of a separate state and are governed by internal regulations. For example, the MIR system in Russia, PROSTIR in Ukraine, Carte Bleue in France, etc.
Separately, electronic payment systems are distinguished, which have become especially widespread in recent years. These services are designed to accept payments in cyberspace: in an online store, when paying for services online, etc. The service of electronic systems is available to individuals, commercial companies. Online transactions are also carried out instantly and do not have a territorial reference (a user from Ukraine can pay to a seller located in China).
In electronic payment systems, payments are made using electronic money. They are not issued in physical form, but are provided with real funds stored on the operator's account. The funds are protected, stored in encrypted form on special electronic media, and can be used not only within the system itself, but also outside it.
Electronic systems work on the principle of conventional systems. The user starts a virtual wallet with details. Operations are carried out on them.
Today there are more than 100 payment systems in the world, both traditional and electronic. Below is the combined rating of the various PSs.
Benefits of working with each
Let's consider the advantages of working with each system.
These are the most famous and popular international systems that allow you to make non-cash payments using bank cards around the world. According to statistics, in the United States, these systems account for almost 100% of transactions carried out online. Also Visa and Mastercard are popular in some European countries, including Italy, Spain.
Visa cards are accepted in 200 countries of the world. Cash turnover is $ 4.8 trillion. The working currency is the US dollar. Master Card is also headquartered in the United States, but the base currency for transactions is the euro. The system is used in 210 countries, but in terms of coverage it is inferior to Visa cards.
It is an electronic payment system. It is extremely popular all over the world, especially in the USA, where it is used for online calculations in 90% of cases. It was founded in America in 1998. In terms of coverage, it is not inferior to traditional services Visa and Mastercard, it is represented in more than 200 countries of the world. PayPal is a structural division of the largest online trading platform eBay, where the lion's share of purchases is paid in this way. PayPal supports 25 currencies.
To register with PayPal, it is enough to fill out a form with personal data, leave an email address and come up with a password. PayPal does not provide its own cards and e-wallets. To withdraw money, you will need the details of a regular bank card.
PayPal is great for online payments in foreign online stores, especially in the United States. More and more virtual services offer this system as a method of payments, including in the CIS.
Having appeared not so long ago, in 2007, the system quickly gained popularity among users from all over the world. Perfect Money is focused on making payments between individuals. Users can choose from 4 ways of storing funds: in US dollars, euros, as well as in gold and Bitcoin cryptocurrency. Crypto transactions are a significant advantage of the system.
Perfect Money opens up ample opportunities for users, including transferring money from one account to another, accepting online payments, paying for services and making purchases, storing money in cryptocurrency.
Among the advantages of the payment system:
There is a commission for each transaction in Perfect Money. It is 0.5% for identified customers and 1.99% for unidentified customers. For withdrawing funds from users, they charge 2.85% for transactions in traditional currency, 2.5% - when working with crypto.
Another very popular electronic payment system. She works in over 200 countries around the world. Registration takes place in two stages. First, the user fills in his data (full name and e-mail), and then completes the confirmation of the account. To do this, you must send a copy of your passport and confirm the address of the residence in any of the proposed ways.
Advanced Cash is aimed at working with both individuals and commercial companies. For the latter, a special "Business" tariff is provided, within which it is possible to replenish an account without a commission through SWIFT.
Advanced Cash benefits:
The Advanced Cash system is not controlled by the regulatory authorities of Ukraine and other countries. At the same time, her activities are completely legal. Advanced Cash is licensed by International Financial Services to handle most of the online payment transactions.
A fairly young electronic payment system. Registered in Georgia in 2012. To register, you must specify an e-mail, create a password and create an electronic wallet. After that, a special master key is formed, with the help of which operations are carried out in the system and funds are withdrawn.
You can work without verification, however, additional functions are available to identified users and restrictions on the size of transactions have been removed. For verification, you must send a copy of your passport or other identity card, as well as documentary proof of the place of residence (for example, by payment of housing and communal services).
Payeer provides three working currencies: rubles, US dollars and euros. Any of them can be converted to Bitcoin.
The system charges a commission from 3 to 5% for all operations. You can replenish your account by bank transfer or by a transaction with another EPS. To withdraw money, they offer many options, including to bank cards, other payment systems. Through Payeer, you can pay for purchases and services on the Internet, accept payments, and make bulk transfers.
Among the advantages of Payeer:
The system also offers to issue its own plastic card. With its help, you can withdraw cash from the account.
One of the first electronic payment systems. Founded in London in 2001. Users have access to 2 types of accounts: regular and verified. Authenticated clients can carry out transactions without limit on the amount.
When registering, you must select the working currency of the account. You cannot change it later. Operations in other currencies will be possible, but with a conversion fee. It is recommended to choose Euro as the working currency.
Funding options and the amount of commissions depend on the user's country. On average, you will need to pay about 2% per transaction.
The main advantages of Skrill:
Disadvantages of systems
Let's consider what disadvantages are inherent in systems.
The key drawback of the system is related to the dependence of the terms of use on the country of residence of the client. Restrictions can be imposed on withdrawal operations, account replenishment, etc. In Russia, accepting payments to an electronic PayPal account became possible only in 2011, and in Belarus the system can only be used to transfer funds.
Despite the convenience and high security of the service, it has some drawbacks. In particular:
If the client has a need to cancel the operation, to challenge it, it will not be easy to do this.
Commissions for each transaction are not the only drawback of the system. The disadvantages also include:
The need for verification for most operations significantly complicates the work with the service. However, this property is inherent in most electronic payment systems.
The main disadvantages include:
Conclusion
Today, users have hundreds of EPSs at their disposal. All of them position themselves as an effective and secure means of conducting online transactions. However, not all services can be trusted. The main selection criteria: the lifetime of the EPS on the market and its reputation, tariff policy, the work of the support service, available options for withdrawing funds and replenishing the account.
You can pay for goods and services with banknotes. However, more and more people prefer non-cash payments. It is convenient and safe. The rules and principles for transferring money from one subject to another are established by the payment system. It ensures the technical stability of the movement of money, is responsible for the high speed of the transfer and its security. Almost all countries of the world have developed their own payment systems, as well as international ones.
The most popular payment systems in the world
In fact, a payment system is a service for transferring money in a non-cash way. It is run by banking and other financial institutions. They not only develop rules for smooth operation, but are also directly responsible for conducting transactions, storing funds in accounts, etc.
Payment system tasks:
- guarantee the smooth flow of money;
- ensure the safety of transfers;
- to prevent possible technical malfunctions.
The key advantage of any payment system is the high speed of transactions. If bank transfers take place within one business day or more, then through payment services the transaction is carried out instantly.
The activities of payment systems are controlled by law. A set of legal norms has been defined that regulates the operation of services.
The existing payment systems are traditionally divided into international and national.
- International system.
It is a transnational structure that operates all over the world. These include VISA, Mastercard, American Express systems.
- National payment systems.
They are created within the framework of a separate state and are governed by internal regulations. For example, the MIR system in Russia, PROSTIR in Ukraine, Carte Bleue in France, etc.
Separately, electronic payment systems are distinguished, which have become especially widespread in recent years. These services are designed to accept payments in cyberspace: in an online store, when paying for services online, etc. The service of electronic systems is available to individuals, commercial companies. Online transactions are also carried out instantly and do not have a territorial reference (a user from Ukraine can pay to a seller located in China).
In electronic payment systems, payments are made using electronic money. They are not issued in physical form, but are provided with real funds stored on the operator's account. The funds are protected, stored in encrypted form on special electronic media, and can be used not only within the system itself, but also outside it.
Electronic systems work on the principle of conventional systems. The user starts a virtual wallet with details. Operations are carried out on them.
Today there are more than 100 payment systems in the world, both traditional and electronic. Below is the combined rating of the various PSs.
- Visa and Mastercard as representatives of international payment systems.
- Advanced Cash.
- PayPal.
- Perfect Money.
- Payeer.
- Skrill.
Benefits of working with each
Let's consider the advantages of working with each system.
- Visa and Mastercard.
These are the most famous and popular international systems that allow you to make non-cash payments using bank cards around the world. According to statistics, in the United States, these systems account for almost 100% of transactions carried out online. Also Visa and Mastercard are popular in some European countries, including Italy, Spain.
Visa cards are accepted in 200 countries of the world. Cash turnover is $ 4.8 trillion. The working currency is the US dollar. Master Card is also headquartered in the United States, but the base currency for transactions is the euro. The system is used in 210 countries, but in terms of coverage it is inferior to Visa cards.
- PayPal.
It is an electronic payment system. It is extremely popular all over the world, especially in the USA, where it is used for online calculations in 90% of cases. It was founded in America in 1998. In terms of coverage, it is not inferior to traditional services Visa and Mastercard, it is represented in more than 200 countries of the world. PayPal is a structural division of the largest online trading platform eBay, where the lion's share of purchases is paid in this way. PayPal supports 25 currencies.
To register with PayPal, it is enough to fill out a form with personal data, leave an email address and come up with a password. PayPal does not provide its own cards and e-wallets. To withdraw money, you will need the details of a regular bank card.
PayPal is great for online payments in foreign online stores, especially in the United States. More and more virtual services offer this system as a method of payments, including in the CIS.
- Perfect Money.
Having appeared not so long ago, in 2007, the system quickly gained popularity among users from all over the world. Perfect Money is focused on making payments between individuals. Users can choose from 4 ways of storing funds: in US dollars, euros, as well as in gold and Bitcoin cryptocurrency. Crypto transactions are a significant advantage of the system.
Perfect Money opens up ample opportunities for users, including transferring money from one account to another, accepting online payments, paying for services and making purchases, storing money in cryptocurrency.
Among the advantages of the payment system:
- simple registration;
- moderate percentage for transactions;
- the ability to work without identifying an account;
- high level of protection of operations.
There is a commission for each transaction in Perfect Money. It is 0.5% for identified customers and 1.99% for unidentified customers. For withdrawing funds from users, they charge 2.85% for transactions in traditional currency, 2.5% - when working with crypto.
- Advanced Cash.
Another very popular electronic payment system. She works in over 200 countries around the world. Registration takes place in two stages. First, the user fills in his data (full name and e-mail), and then completes the confirmation of the account. To do this, you must send a copy of your passport and confirm the address of the residence in any of the proposed ways.
Advanced Cash is aimed at working with both individuals and commercial companies. For the latter, a special "Business" tariff is provided, within which it is possible to replenish an account without a commission through SWIFT.
Advanced Cash benefits:
- support for major world currencies;
- operations with cryptocurrencies;
- exchange of funds with other EPS;
- issue of a plastic card of the system (with a commission of $ 5);
- no commission for internal transactions;
- reliable account and account protection system;
- user-friendly interface;
- round-the-clock customer support.
The Advanced Cash system is not controlled by the regulatory authorities of Ukraine and other countries. At the same time, her activities are completely legal. Advanced Cash is licensed by International Financial Services to handle most of the online payment transactions.
A fairly young electronic payment system. Registered in Georgia in 2012. To register, you must specify an e-mail, create a password and create an electronic wallet. After that, a special master key is formed, with the help of which operations are carried out in the system and funds are withdrawn.
You can work without verification, however, additional functions are available to identified users and restrictions on the size of transactions have been removed. For verification, you must send a copy of your passport or other identity card, as well as documentary proof of the place of residence (for example, by payment of housing and communal services).
Payeer provides three working currencies: rubles, US dollars and euros. Any of them can be converted to Bitcoin.
The system charges a commission from 3 to 5% for all operations. You can replenish your account by bank transfer or by a transaction with another EPS. To withdraw money, they offer many options, including to bank cards, other payment systems. Through Payeer, you can pay for purchases and services on the Internet, accept payments, and make bulk transfers.
Among the advantages of Payeer:
- the ability to withdraw money to a bank account;
- currency exchange services, including crypts;
- reliable system for protecting your account and wallet.
- referral system, which gives the possibility of additional earnings;
- coverage in more than 200 countries around the world;
- no restrictions on the amount of the transaction.
The system also offers to issue its own plastic card. With its help, you can withdraw cash from the account.
- Skrill.
One of the first electronic payment systems. Founded in London in 2001. Users have access to 2 types of accounts: regular and verified. Authenticated clients can carry out transactions without limit on the amount.
When registering, you must select the working currency of the account. You cannot change it later. Operations in other currencies will be possible, but with a conversion fee. It is recommended to choose Euro as the working currency.
Funding options and the amount of commissions depend on the user's country. On average, you will need to pay about 2% per transaction.
The main advantages of Skrill:
- instant replenishment of the account and withdrawal of money;
- high level of account protection;
- attractive bonuses for clients;
- own mobile application.
Disadvantages of systems
Let's consider what disadvantages are inherent in systems.
- PayPal.
The key drawback of the system is related to the dependence of the terms of use on the country of residence of the client. Restrictions can be imposed on withdrawal operations, account replenishment, etc. In Russia, accepting payments to an electronic PayPal account became possible only in 2011, and in Belarus the system can only be used to transfer funds.
- Advanced Cash.
Despite the convenience and high security of the service, it has some drawbacks. In particular:
- lack of a mobile application;
- insufficient protection of user funds due to the fact that Advanced Cash is not under the control of departmental structures.
If the client has a need to cancel the operation, to challenge it, it will not be easy to do this.
- Perfect Money.
Commissions for each transaction are not the only drawback of the system. The disadvantages also include:
- lack of currency exchange services with other payment systems;
- lack of special software for operations (everything is done in a browser);
- high commission for unverified users.
The need for verification for most operations significantly complicates the work with the service. However, this property is inherent in most electronic payment systems.
- Skrill.
The main disadvantages include:
- inability to cancel or dispute the operation;
- high transaction fees;
- the need to use a payment master key to conduct transactions.
Conclusion
Today, users have hundreds of EPSs at their disposal. All of them position themselves as an effective and secure means of conducting online transactions. However, not all services can be trusted. The main selection criteria: the lifetime of the EPS on the market and its reputation, tariff policy, the work of the support service, available options for withdrawing funds and replenishing the account.
Greenghost
BANNED
use 2checkout.com this payment gateway has bad reviews on refund which makes it suitable for our carding mission
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