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How Google Pay works, which banks support it, how to add cards and pay with it on the Internet.
It has been a year and a half since the Google Pay contactless payment service launched. Its main advantage is the ability to securely store multiple cards in one device. Today PaySpace Magazine will talk about how to use Google Pay: how exactly this system works, which banks support it, how to add cards and pay with it on the Internet.
Google Pay also has operating system requirements - the service is compatible with Android 4.4 and higher. In addition, your device must have official firmware.
You can pay with Google Pay in all terminals with a contactless payment icon.
Where and how to use Google Pay:
Google Pay uses NFC (Near Field Communication) technology with a limited range. The system with the NFC module replaces the chip with the PIN-code, as well as the magnetic stripe of the card, using the bank card data loaded into the device.
No one can steal data from your card if you pay for the purchase from your phone.
To make a payment, you need to bring an unlocked device with Google Pay installed to a contactless terminal and hold it until the transaction is completed. In this case, you do not need to enter the PIN-code at the terminal, even if the purchase amount is more than the contactless limit.
Note. The limit of Mastercard contactless payment without PIN input is UAH 500. As for payments via Google Pay, the terminal owner sets the restrictions.
To start using Google Pay, download it from the Google Play store and add payment cards.
What can be added to Google Pay:
Google Pay app interface.
How to add a card to Google Pay:
This way you can also add tickets, coupons and discount cards. Google Pay will retain all the benefits of your bank account: cashback, bonus points, and fraud protection. Plus, you will continue to receive exclusive offers, discounts and even reminders to use your in-store discount card.
Google Pay service.
Currently, Google Pay cooperates with two dozen banks. By clicking on the link, you can find a complete list of financial institutions that support this payment system.
Soon this payment method will be connected by another payment system.
We are now in the final stages of integrating Google Pay. The new payment method will allow, according to Google itself, to pay online simply and quickly. Now you do not need to enter payment card details every time, which removes the risk of errors, increases the conversion of successful payments and increases security. In addition, the user's confidence in the online merchant increases, which has connected one of the advanced payment methods.
In addition to paying for goods and services through contactless terminals, you can also use Google Pay for online purchases. To use the system on the website or in the application, you must:
If you still have additional questions about how to use Google Pay, you can watch explanatory videos on the service website.
It has been a year and a half since the Google Pay contactless payment service launched. Its main advantage is the ability to securely store multiple cards in one device. Today PaySpace Magazine will talk about how to use Google Pay: how exactly this system works, which banks support it, how to add cards and pay with it on the Internet.
What is Google Pay?
Google Pay is a mobile electronic payment system developed by Google. It is supported by smartphones, tablets and smartwatches based on Android with an NFC module. Information about whether your gadget is equipped with NFC can be found in the device's settings or in the list of its characteristics on the manufacturer's official website. The most popular smartphones with NFC are collected in this material.Google Pay also has operating system requirements - the service is compatible with Android 4.4 and higher. In addition, your device must have official firmware.
You can pay with Google Pay in all terminals with a contactless payment icon.
Where and how to use Google Pay:
- in the shops
- on public transport (for example, on the yellow turnstiles in the subway)
- in applications
- when paying for goods and services on the Internet
Google Pay: how does it work?
If a user doesn't have a contactless card, that doesn't mean they won't be able to enjoy the benefits of Google Pay. Indeed, along with contactless "plastic", you can add a card with a magnetic stripe or a chip to this wallet. And then use an electronic wallet for cashless payments.Google Pay uses NFC (Near Field Communication) technology with a limited range. The system with the NFC module replaces the chip with the PIN-code, as well as the magnetic stripe of the card, using the bank card data loaded into the device.
No one can steal data from your card if you pay for the purchase from your phone.
To make a payment, you need to bring an unlocked device with Google Pay installed to a contactless terminal and hold it until the transaction is completed. In this case, you do not need to enter the PIN-code at the terminal, even if the purchase amount is more than the contactless limit.
Note. The limit of Mastercard contactless payment without PIN input is UAH 500. As for payments via Google Pay, the terminal owner sets the restrictions.
To start using Google Pay, download it from the Google Play store and add payment cards.
How to add a card to Google Pay
The user can add a payment card to the service using the system prompts. In addition to your credit card, you can also add loyalty cards, tickets and coupons to Google Pay.What can be added to Google Pay:
- credit and debit cards
- discount and gift cards (Handicap, Silpo, WOG, etc.)
- tickets and boarding passes
Google Pay app interface.
How to add a card to Google Pay:
- Open the Google Pay app
- Take a photo of your card or enter data about it manually
- Pass an identification check, for example, by SMS, email, call to the bank, etc.
This way you can also add tickets, coupons and discount cards. Google Pay will retain all the benefits of your bank account: cashback, bonus points, and fraud protection. Plus, you will continue to receive exclusive offers, discounts and even reminders to use your in-store discount card.
Which banks support Google Pay
Google Pay service.
Currently, Google Pay cooperates with two dozen banks. By clicking on the link, you can find a complete list of financial institutions that support this payment system.
Which online services support Google Pay
In Ukraine, thanks to the WayForPay and Portmone.com payment systems, almost 6,500 online stores have connected the payment function via Google Pay . Among them are allo.ua, intertop.ua, yakaboo.ua, karabas.com, goodwine.com.ua, dominos.ua, decathlon.ua and others.Soon this payment method will be connected by another payment system.
We are now in the final stages of integrating Google Pay. The new payment method will allow, according to Google itself, to pay online simply and quickly. Now you do not need to enter payment card details every time, which removes the risk of errors, increases the conversion of successful payments and increases security. In addition, the user's confidence in the online merchant increases, which has connected one of the advanced payment methods.
How to pay online with Google Pay
On sites that support payment with Google Pay, a corresponding button will appear Photo: WayForPayIn addition to paying for goods and services through contactless terminals, you can also use Google Pay for online purchases. To use the system on the website or in the application, you must:
- find the Google Pay icon on the payment page
- choose the card with which you want to pay for the purchase. If the required card is not available, you can add it during the payment and continue to use it in the future.
- the service will transfer the necessary payment information to the seller and the required amount will be debited from your card
If you still have additional questions about how to use Google Pay, you can watch explanatory videos on the service website.
