Today we'll talk about finding companies to work with.
Everyone knows that sooner or later, companies tend to tighten the screws, request additional verification, and put deposits on hold, forcing you to find new companies to work with.
Below is a factor we consider when looking for a company to work with, whether it's a CC or BA:
The factor we look for a company is not its popularity. If a company is popular, there's a high chance it's been carded before you, and you'll encounter certain problems when opening an account or depositing and withdrawing funds.
Therefore, the company's popularity isn't important to us.
Yes, yes, that's exactly what awaits you if you work with a public page.
Let's look at the websites where we can find that very company with which we'll earn shekels.
First up is https://www.producthunt.com - it's a popular platform where new tech products, startups, apps, websites, developer tools, etc. are published daily. Exactly what we need: new projects and startups. We all love that, especially if it's new and just came out a week ago.
The advantages of this platform are that new products are published daily; Categories include applications, artificial intelligence, development, productivity, and so on. All of this will come in handy for work, especially in these times when almost everything hinges on artificial intelligence. If you dig into the artificial intelligence category, you might find an interesting AI company that conducts analytics on all fintech sites. There's also integration with Product Hunt, which lets you filter the categories you need. We, of course, need the Finance category. I won't mention the name, as I've already provided plenty of hints to help you find it.
The Finance section has many options. I'm attaching a screenshot so you can see the full power of this site. New companies are also published in the Finance section every day, so keep that in mind.
Let's go to the Investing page.
Click on Recent Launches and you'll see a list of companies that have potentially not been touched.
Let's move on to another company: https://www.bankingembedded.com – this is an information and research platform specializing in embedded finance/embedded banking. It collects and publishes analytics, data, research, and insights on how companies are integrating banking and financial services into their products and platforms.
This platform is more extensive because it has many subsections. What's most interesting is that you can find investors here, specifically those companies that invest in other people's startups. This is also important, as large companies a priori won't invest in trivial things. Let's move on to the website itself.
On the main page, we immediately see five links
. We're interested in each one.
Let's start with the Sponsors tab.
Here we see mostly banks that invest in startups or simply provide the details for accepting payments.
Let's look at the first on the list: Evolve Bank & Trust.
Banks located on this routing number are renowned for their longevity and trustworthiness when you send money to them.
Scrolling down, we see the following: 116 companies are either on this roaming plan or sponsored by this bank.
After not accessing this platform for about two weeks, I scrolled down twice and already saw new companies, which is great news.
There are also categories here, so you can choose exactly what interests you.
Let's move on to the second section: Middleware – these are providers of middleware technologies that connect companies' products with banks.
The picture here is the same as in the first section; you can use filters to find a company that matches your needs.
Click on the first link - Unit
We see that at least 50 companies use Unit to connect banks and other companies. The screenshot above shows that there are also a large number of companies like Unit.
Let's look at a similar unit here; it provides the ability to process ACH payments, link accounts, and verify identity. Not bad, you'll agree.
Scrolling down, we see the companies operated by Sila. There aren't many listed on this website, but there's still plenty to dig into. We also see the company's sponsors. In addition to Sila handling some internal processes, Evolve Bank & Trust is responsible for processing payments.
In the third tab, "Companies," we see the companies or fintech services in which funds were invested. Even if you see public companies like those shown in the screenshot below, that's not all. Let's go to Mercury, for example, and here's what we see.
Here we see investors who have invested in this project. Searching for companies to work with is like this: "Checking and savings accounts are provided through our bank partners Choice Financial Group, Column NA, and Evolve Bank & Trust."
It's not very productive since you're not the only one searching this way, but searching through investors is quite effective. Even if you don't find many companies on this platform, using the search query will return quite a few queries about investors, not banks that process payments through it.
Let's move on to investor Andreesen Horowitz (a16z)
Let's take a look at another investor, Serena Ventures.
Hello Alice is an interesting company, because there are many investors there, including banks, although they are not the same ones we have seen before, such as Evolve.
We move on to Hello Alice and see other investors, and so on, looking at which investors have invested in which projects.
We move on to Qed Investors and see other, more interesting firms.
I think you get the gist: we search for a firm based on the investor, or through the investor's firm, and so on.
We find a great firm and take it down to zero.
Everyone knows that sooner or later, companies tend to tighten the screws, request additional verification, and put deposits on hold, forcing you to find new companies to work with.
Below is a factor we consider when looking for a company to work with, whether it's a CC or BA:
The factor we look for a company is not its popularity. If a company is popular, there's a high chance it's been carded before you, and you'll encounter certain problems when opening an account or depositing and withdrawing funds.
Therefore, the company's popularity isn't important to us.
Yes, yes, that's exactly what awaits you if you work with a public page.
Let's look at the websites where we can find that very company with which we'll earn shekels.
First up is https://www.producthunt.com - it's a popular platform where new tech products, startups, apps, websites, developer tools, etc. are published daily. Exactly what we need: new projects and startups. We all love that, especially if it's new and just came out a week ago.
The advantages of this platform are that new products are published daily; Categories include applications, artificial intelligence, development, productivity, and so on. All of this will come in handy for work, especially in these times when almost everything hinges on artificial intelligence. If you dig into the artificial intelligence category, you might find an interesting AI company that conducts analytics on all fintech sites. There's also integration with Product Hunt, which lets you filter the categories you need. We, of course, need the Finance category. I won't mention the name, as I've already provided plenty of hints to help you find it.
The Finance section has many options. I'm attaching a screenshot so you can see the full power of this site. New companies are also published in the Finance section every day, so keep that in mind.
Let's go to the Investing page.
Click on Recent Launches and you'll see a list of companies that have potentially not been touched.
Let's move on to another company: https://www.bankingembedded.com – this is an information and research platform specializing in embedded finance/embedded banking. It collects and publishes analytics, data, research, and insights on how companies are integrating banking and financial services into their products and platforms.
This platform is more extensive because it has many subsections. What's most interesting is that you can find investors here, specifically those companies that invest in other people's startups. This is also important, as large companies a priori won't invest in trivial things. Let's move on to the website itself.
On the main page, we immediately see five links
. We're interested in each one.
Let's start with the Sponsors tab.
Here we see mostly banks that invest in startups or simply provide the details for accepting payments.
Let's look at the first on the list: Evolve Bank & Trust.
Banks located on this routing number are renowned for their longevity and trustworthiness when you send money to them.
Scrolling down, we see the following: 116 companies are either on this roaming plan or sponsored by this bank.
After not accessing this platform for about two weeks, I scrolled down twice and already saw new companies, which is great news.
There are also categories here, so you can choose exactly what interests you.
Let's move on to the second section: Middleware – these are providers of middleware technologies that connect companies' products with banks.
The picture here is the same as in the first section; you can use filters to find a company that matches your needs.
Click on the first link - Unit
We see that at least 50 companies use Unit to connect banks and other companies. The screenshot above shows that there are also a large number of companies like Unit.
Let's look at a similar unit here; it provides the ability to process ACH payments, link accounts, and verify identity. Not bad, you'll agree.
Scrolling down, we see the companies operated by Sila. There aren't many listed on this website, but there's still plenty to dig into. We also see the company's sponsors. In addition to Sila handling some internal processes, Evolve Bank & Trust is responsible for processing payments.
In the third tab, "Companies," we see the companies or fintech services in which funds were invested. Even if you see public companies like those shown in the screenshot below, that's not all. Let's go to Mercury, for example, and here's what we see.
Here we see investors who have invested in this project. Searching for companies to work with is like this: "Checking and savings accounts are provided through our bank partners Choice Financial Group, Column NA, and Evolve Bank & Trust."
It's not very productive since you're not the only one searching this way, but searching through investors is quite effective. Even if you don't find many companies on this platform, using the search query will return quite a few queries about investors, not banks that process payments through it.
Let's move on to investor Andreesen Horowitz (a16z)
Let's take a look at another investor, Serena Ventures.
Hello Alice is an interesting company, because there are many investors there, including banks, although they are not the same ones we have seen before, such as Evolve.
We move on to Hello Alice and see other investors, and so on, looking at which investors have invested in which projects.
We move on to Qed Investors and see other, more interesting firms.
I think you get the gist: we search for a firm based on the investor, or through the investor's firm, and so on.
We find a great firm and take it down to zero.
