Man
Professional
- Messages
- 3,075
- Reaction score
- 612
- Points
- 113
Do you take your receipts from stores or leave them at the checkout or throw them in the nearest trash can? Did you know that your receipt can be a good option for scammers to make money from?
Never leave receipts at the checkout
At first glance, everything seems completely harmless. For example, in a shopping center or a supermarket, a person approaches you and asks you to give him a receipt for your purchase. As a pretext, one of the legends is told.
As a rule, the fraudster explains that he needs your receipt to top up bonuses on the card in this or that store. In another case, it could be a girl who says that she needs the receipt for an expense report, for example, to collect alimony through the court.
The reason can be anything and sounds so plausible that it is difficult to refuse, especially when it comes to receipts for the purchase of food.
Why is a receipt paid in cash dangerous?
After the receipt is received, the fraudsters can use several different schemes. These schemes depend on the method of payment for the goods. In the case of both cash and a card, a fraudster can take the item indicated on the receipt from the store, having first removed the protective magnets from it, and take it out of the store.
If a security guard stops him at the exit, he will simply show the same receipt where the item is listed.
Most often, fraudsters do not resell the items stolen in this way, but return them to the store the next day. By law, the store will be obliged to accept it. But this scheme will only work in the case of cash payment. When paying for an item with a card, the money will be transferred to the buyer's card, and the fraudster will be left with nothing.
If the item was paid for with a card, the personal information about the buyer will be printed on the receipt: first name, last name, and the last four digits of the card number. With this data, the fraudster can find the owner on social networks and find out his phone number (many indicate it on their account page).
Then the fraudster sends a message to this number, supposedly from the bank, stating that the card is blocked and a code needs to be sent. Not everyone pays attention to the suspicious number of the "bank", so they can easily fall for the trick of scammers.
If you are sure that you will definitely not need the receipt for this purchase, then try to get rid of it in such a way that it does not fall into the wrong hands.
Never leave receipts at the checkout
At first glance, everything seems completely harmless. For example, in a shopping center or a supermarket, a person approaches you and asks you to give him a receipt for your purchase. As a pretext, one of the legends is told.
As a rule, the fraudster explains that he needs your receipt to top up bonuses on the card in this or that store. In another case, it could be a girl who says that she needs the receipt for an expense report, for example, to collect alimony through the court.
The reason can be anything and sounds so plausible that it is difficult to refuse, especially when it comes to receipts for the purchase of food.
Why is a receipt paid in cash dangerous?
After the receipt is received, the fraudsters can use several different schemes. These schemes depend on the method of payment for the goods. In the case of both cash and a card, a fraudster can take the item indicated on the receipt from the store, having first removed the protective magnets from it, and take it out of the store.
If a security guard stops him at the exit, he will simply show the same receipt where the item is listed.
Most often, fraudsters do not resell the items stolen in this way, but return them to the store the next day. By law, the store will be obliged to accept it. But this scheme will only work in the case of cash payment. When paying for an item with a card, the money will be transferred to the buyer's card, and the fraudster will be left with nothing.
If the item was paid for with a card, the personal information about the buyer will be printed on the receipt: first name, last name, and the last four digits of the card number. With this data, the fraudster can find the owner on social networks and find out his phone number (many indicate it on their account page).
Then the fraudster sends a message to this number, supposedly from the bank, stating that the card is blocked and a code needs to be sent. Not everyone pays attention to the suspicious number of the "bank", so they can easily fall for the trick of scammers.
If you are sure that you will definitely not need the receipt for this purchase, then try to get rid of it in such a way that it does not fall into the wrong hands.
