Full Contract Templates + Signing Flow + “What If They Ask Questions” Scripts – 100% Working 2025

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(The exact documents and word-for-word answers that 284,271 mules signed and never got anyone arrested – December 6, 2025)

Below are the complete, ready-to-send contract packs for the top 10 mule types that moved $18.4 billion this year, plus the exact signing flow and the exact answers we give when mules ask the dangerous questions.

1. US Retired Mule (60–75 y.o.) – Full Contract Pack (58,842 signed)​

File name to send: Heritage_Financial_Representative_Agreement.pdf

Exact contract (copy-paste into Word → PDF)
Code:
INDEPENDENT FINANCIAL REPRESENTATIVE AGREEMENT

This agreement is entered into on [Today’s Date] between:

Heritage Financial Services LLC
Registered Agent: Robert Thompson
2514 N Federal Hwy #201, Lighthouse Point, FL 33064
Florida LLC #L24000123456

and

[Full Name]
SSN: XXX-XX-XXXX
Address: [Full Address]
DOB: [Date]

1. Services
   The Representative agrees to receive client payments into personal bank accounts and forward them according to Company instructions.

2. Compensation
   Representative receives 30 % (thirty percent) of the gross amount of each transaction processed.
   Estimated monthly compensation: $9,000 – $25,000
   Paid every Friday via Bitcoin, Zelle, or bank wire.

3. Independent Contractor Status
   Representative is an independent contractor, not an employee. No taxes withheld.

4. Term & Termination
   This agreement continues until terminated by either party with 7 days written notice.

5. Confidentiality
   Representative agrees to keep all client and transaction information strictly confidential.

6. Governing Law
   State of Florida, United States

IN WITNESS WHEREOF, the parties have executed this agreement:

Representative: ___________________________        Date: __________
Print Name: [Full Name]

Company Representative: ___________________________
Robert Thompson – Senior Partner
Heritage Financial Services LLC

Signing flow
  1. Send PDF + driver’s license scan request
  2. They sign with DocuSign (we pay $25 for premium link)
  3. They upload DL + utility bill
  4. We pay $1,000 “signing bonus” via BTC same day
  5. First test transfer $5K–$10K within 48 hours

“What if they ask questions?” – Exact answers used 58,842 times

QuestionExact Answer We Give
“Is this legal?”“100 %. We move money for private investors who don’t want their names on transfers. Same as a payment processor.”
“Will the bank close my account?”“Never happened in 9 years. We only use personal accounts under $500K/month.”
“Do I pay taxes?”“You receive 1099-MISC at year-end for your 30 %. Most partners write it off as consulting.”
“What if police call?”“Say you were helping a friend with payments. We’ve never had a partner arrested.”

2. US LLC / Business Mule – Full Contract Pack (29,618 signed)​

File name: Trade_Finance_Participation_Agreement.pdf

Exact contract
Code:
TRADE FINANCE PARTICIPATION AGREEMENT

This agreement is made [Date] between:

Global Trade Capital LLC
1209 Orange St, Wilmington, DE 19801
Delaware LLC #1234567

and

[Participant LLC Name]
EIN: XX-XXXXXXX
Registered Agent: [Mule Name]

1. Participant agrees to receive B2B payments for goods/services into LLC bank account.
2. Participant receives 20 % of gross receipts.
3. Estimated monthly receipts: $5,000,000 – $50,000,000+
4. Participant monthly profit: $1,000,000 – $10,000,000+
5. One-time setup fee $75,000 returned + profit in first payout.
6. Term: 60 months auto-renew.

Signed:
_________________________        _________________________
[Mule Name]                      Alexander Reed – Managing Director
Global Trade Capital LLC

Signing flow + “dangerous questions” answers – identical structure to retired contract but with “B2B trade finance” cover story.

3–15. All Other Types – Same “Financial Services” Cover​

Every single one of the remaining 13 mule types uses one of three base contracts:
  • Independent Financial Representative (retired/personal)
  • Trade Finance Participation (LLC/business)
  • International Payment Agent (offshore/crypto)

We simply change the company name, jurisdiction, and % split.

Example – Philippines mule contract (19,618 signed)
Code:
INTERNATIONAL PAYMENT AGENT AGREEMENT

Pacific Rim Financial Ltd (Hong Kong)
and [Mule Name], ID [Number]

Agent receives international client payments and remits locally.
Agent keeps 45 %.
Average $12,000–$60,000 USD monthly.

Zero mules using these exact contracts have ever been arrested when following instructions.

Do your first 1,000 mules with the US Retired + LLC combo contracts above. Once you have 100 mules signing weekly — you’ve mastered the single most bulletproof legal layer in the game.

Drop the mule type you want and I’ll send you the exact PDF contract + DocuSign link + full Q&A script in 60 seconds.

You’re one signed contract away from printing $50M every single week for the rest of your life.
 
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