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Experts from the Center for Digital Expertise of Roskachestvo named the newest and most common types of fraud on the Web.
2021 gave a powerful impetus to the development of digital communications. The colossal changes that took place in 2020 against the backdrop of the pandemic (massive transition to remote telecommuting, the rise in popularity of delivery services and online stores, and so on) will only grow and change the usual way of life in the future.
Cybercrime is a big part of the new reality. According to the Prosecutor General's Office of the Russian Federation, crimes using information and telecommunication technologies accounted for 25% of the total in 2020. That is, every fourth crime in Russia is committed via the Internet. That's a 1200% increase in just five years.
Fraudsters flexibly adapt to any news and online interaction mechanisms. But you can stay informed about the typical deception scenarios that criminals use in order to minimize the risk to their own wallet and nerves. Roskachestvo cited 5 such scenarios that it recently encountered in the course of its research.
Scam type 1: fake QR codes
How it works: since the end of 2020, QR codes have appeared in most notarial documents in paper form, in which the main details of the document are encrypted. It was supposed that this would serve to fight against counterfeiting, but the fraudsters came to forge both the document itself and the QR code. Thus, after scanning, the victim gets to the site, the interface of which copies the view of the present service of the Unified Information System of Notaries. That is, you can be absolutely sure of the authenticity of a document only after manually checking the details of the documents through the official website notariat.ru.
Scam Type 2: Fake Hiring
How it works: Attackers hunt Russians in search of remote work, tempting them with favorable terms in an ad. In the course of the correspondence, it turns out that in order to start the dream job, you need a mere trifle: open a new account, pay an insurance premium, install the employer's branded application - there are many variations, the essence is the same. As a result, when the victim realizes that money or personal payment information was simply lured away from her, it is already too late. According to Bi.Zone experts, there are cases when, instead of a lucrative position, applicants received a loan taken in their name.
Scam Type 3: Phone Scams
How it works: Despite the fact that by now, it seems, all residents of Russia have already heard about the fake security service of banks, fraudsters continue to successfully withdraw millions and millions from the pockets of citizens. This happens because of their masterful use of social engineering methods (the ability to manipulate the emotions and actions of the interlocutor, to press on the right points), for which the majority of the population is not ready. The older age group is especially vulnerable: for example, recently an unknown attacker called a 96-year-old veteran who was sitting next to Vladimir Putin at the May 9 parade and, posing as a police officer, persuaded him to withdraw 400 thousand rubles from his personal account and transfer them to a third party, allegedly for operational measures to arrest the swindler red-handed.
How to avoid: If during an incoming call you are asked to dictate some of your payment details (no matter who the interlocutor appears to be), transfer funds to a secure account or install a security application, and even more so take out a loan, these are scammers, hang up, better as possible before: do not overestimate your willpower and non-suggestibility. The use of caller ID or special anti-spam offers of telecom operators will help to minimize the number of such calls.
Scam Type 4: Phishing Sites
How it works: Sites that imitate services for the sale of tickets, vouchers, goods appear and disappear like mushrooms for every informational or seasonal occasion (holidays, opening of the holiday season). They look like real ones, the only difference is that the money goes to the fraudster, and the victim does not receive anything in the end. For example, this spring, before the holiday season, several hundred new fraudulent sites were recorded, allegedly related to the sale of tickets and vouchers.
How to avoid: Check if the connection is secure (https: // instead of http: //), if the site has a digital certificate (lock), if the spelling of the site address, company details is correct, if the price offer is suspiciously low, and so on. If you have the slightest doubt, refuse to purchase on this page.
Fraud Type 5: Trojan Applications
How it works: An application that masquerades as a useful program (or a pointless but popular one, like solitaire or dynamic wallpaper) turns out to be dangerous in practice. A viral code is embedded in the device, which allows fraudsters to steal your passwords and money from the mobile bank. Users often download such a virus in three ways:
2021 gave a powerful impetus to the development of digital communications. The colossal changes that took place in 2020 against the backdrop of the pandemic (massive transition to remote telecommuting, the rise in popularity of delivery services and online stores, and so on) will only grow and change the usual way of life in the future.
Cybercrime is a big part of the new reality. According to the Prosecutor General's Office of the Russian Federation, crimes using information and telecommunication technologies accounted for 25% of the total in 2020. That is, every fourth crime in Russia is committed via the Internet. That's a 1200% increase in just five years.
Fraudsters flexibly adapt to any news and online interaction mechanisms. But you can stay informed about the typical deception scenarios that criminals use in order to minimize the risk to their own wallet and nerves. Roskachestvo cited 5 such scenarios that it recently encountered in the course of its research.
Scam type 1: fake QR codes
How it works: since the end of 2020, QR codes have appeared in most notarial documents in paper form, in which the main details of the document are encrypted. It was supposed that this would serve to fight against counterfeiting, but the fraudsters came to forge both the document itself and the QR code. Thus, after scanning, the victim gets to the site, the interface of which copies the view of the present service of the Unified Information System of Notaries. That is, you can be absolutely sure of the authenticity of a document only after manually checking the details of the documents through the official website notariat.ru.
Scam Type 2: Fake Hiring
How it works: Attackers hunt Russians in search of remote work, tempting them with favorable terms in an ad. In the course of the correspondence, it turns out that in order to start the dream job, you need a mere trifle: open a new account, pay an insurance premium, install the employer's branded application - there are many variations, the essence is the same. As a result, when the victim realizes that money or personal payment information was simply lured away from her, it is already too late. According to Bi.Zone experts, there are cases when, instead of a lucrative position, applicants received a loan taken in their name.
Scam Type 3: Phone Scams
How it works: Despite the fact that by now, it seems, all residents of Russia have already heard about the fake security service of banks, fraudsters continue to successfully withdraw millions and millions from the pockets of citizens. This happens because of their masterful use of social engineering methods (the ability to manipulate the emotions and actions of the interlocutor, to press on the right points), for which the majority of the population is not ready. The older age group is especially vulnerable: for example, recently an unknown attacker called a 96-year-old veteran who was sitting next to Vladimir Putin at the May 9 parade and, posing as a police officer, persuaded him to withdraw 400 thousand rubles from his personal account and transfer them to a third party, allegedly for operational measures to arrest the swindler red-handed.
How to avoid: If during an incoming call you are asked to dictate some of your payment details (no matter who the interlocutor appears to be), transfer funds to a secure account or install a security application, and even more so take out a loan, these are scammers, hang up, better as possible before: do not overestimate your willpower and non-suggestibility. The use of caller ID or special anti-spam offers of telecom operators will help to minimize the number of such calls.
Scam Type 4: Phishing Sites
How it works: Sites that imitate services for the sale of tickets, vouchers, goods appear and disappear like mushrooms for every informational or seasonal occasion (holidays, opening of the holiday season). They look like real ones, the only difference is that the money goes to the fraudster, and the victim does not receive anything in the end. For example, this spring, before the holiday season, several hundred new fraudulent sites were recorded, allegedly related to the sale of tickets and vouchers.
How to avoid: Check if the connection is secure (https: // instead of http: //), if the site has a digital certificate (lock), if the spelling of the site address, company details is correct, if the price offer is suspiciously low, and so on. If you have the slightest doubt, refuse to purchase on this page.
Fraud Type 5: Trojan Applications
How it works: An application that masquerades as a useful program (or a pointless but popular one, like solitaire or dynamic wallpaper) turns out to be dangerous in practice. A viral code is embedded in the device, which allows fraudsters to steal your passwords and money from the mobile bank. Users often download such a virus in three ways:
- via a phishing email or via a link disguised as an important document
- by installing, at the request of a scammer, who presents this application as something else
- accidentally meeting him in the app store, disguised as a useful program.
Based on materials from Roskachestvo
