Hello Anonymous. I wouldn’t like to spoil it, but earning a lot is not enough for a comfortable life. If you earn 30k a month and you have 0 left, then you won’t be able to save much with 200k. My advice is to start with self-development: financial literacy. I have prepared a number of tips that at one time helped me save more. Saving is not a death sentence - it’s a way to avoid wasting money on crap.
1. How to avoid unreasonable spending
The habit of waiting for a miracle and believing the articles “How to make a million in half an hour” only distances you from material well-being. Tips on how to save and increase your savings are usually boring and simple, without magic. But they work. Try to follow at least a couple of them, and you will see how money will begin to linger in your wallet.
2. What habits will save your money?
Universal tips work, but this does not mean that you should limit yourself to them only. Internet users are successfully coming up with their own methods. Programmers, engineers, investors and students (even carders) share their own inventions that look extremely smart.
3. What bad habits should you not get rid of?
Not all bad habits are as dangerous for your savings as it seems at first glance. Perhaps a more flexible approach to the basic principles of saving is right for you. If you tailor them to your needs, simplify them and take into account the psychological component, saving and increasing money will become easier
4. Why cash helps you save
Those who pay for purchases with bills and coins are more sensible about spending than their colleagues who shop with bank cards. Scientists came to this conclusion after studying the behavior of 14 thousand people who had loan debt.
5. How to change your life for $1 a day
You have carefully studied the tips on saving, but you see no incentive to follow them. Meanwhile, just three thousand rubles can change your life if you put it into your piggy bank every month and not spend it.
6. What to do with the habits laid down by your parents
If your efforts to start saving fail over and over again, do not rush to blame yourself. Perhaps the reason is not your lack of discipline. Most of our habits are formed in childhood, and attitude towards finance is no exception. You will have to begin to improve your relationship with money by eliminating the patterns laid down by your parents.
7. What habits will strengthen financial independence?
And a little more psychology to improve your relationship with finances. It is believed that money gives power. But it also happens that they establish control over us. To make your approach to finances healthier, you'll have to dig deep into yourself and develop some healthy habits.
8. How do the rich differ from the poor?
If you are used to thinking that only people with connections, rich parents or a magic wand can make money, it’s time to change your way of thinking. Instead of envying wealthy citizens, it is better to learn from them. Moreover, they are united by useful habits that are useful not only for making money.
9. What habits will make you rich?
Dreaming about wealth is wonderful, but ineffective. It's time to act. Of course, you won’t turn into a dollar billionaire tomorrow (you understand that there is no money button). But changing your lifestyle and mindset significantly improves your chances.
1. How to avoid unreasonable spending
The habit of waiting for a miracle and believing the articles “How to make a million in half an hour” only distances you from material well-being. Tips on how to save and increase your savings are usually boring and simple, without magic. But they work. Try to follow at least a couple of them, and you will see how money will begin to linger in your wallet.
2. What habits will save your money?
Universal tips work, but this does not mean that you should limit yourself to them only. Internet users are successfully coming up with their own methods. Programmers, engineers, investors and students (even carders) share their own inventions that look extremely smart.
3. What bad habits should you not get rid of?
Not all bad habits are as dangerous for your savings as it seems at first glance. Perhaps a more flexible approach to the basic principles of saving is right for you. If you tailor them to your needs, simplify them and take into account the psychological component, saving and increasing money will become easier
4. Why cash helps you save
Those who pay for purchases with bills and coins are more sensible about spending than their colleagues who shop with bank cards. Scientists came to this conclusion after studying the behavior of 14 thousand people who had loan debt.
5. How to change your life for $1 a day
You have carefully studied the tips on saving, but you see no incentive to follow them. Meanwhile, just three thousand rubles can change your life if you put it into your piggy bank every month and not spend it.
6. What to do with the habits laid down by your parents
If your efforts to start saving fail over and over again, do not rush to blame yourself. Perhaps the reason is not your lack of discipline. Most of our habits are formed in childhood, and attitude towards finance is no exception. You will have to begin to improve your relationship with money by eliminating the patterns laid down by your parents.
7. What habits will strengthen financial independence?
And a little more psychology to improve your relationship with finances. It is believed that money gives power. But it also happens that they establish control over us. To make your approach to finances healthier, you'll have to dig deep into yourself and develop some healthy habits.
8. How do the rich differ from the poor?
If you are used to thinking that only people with connections, rich parents or a magic wand can make money, it’s time to change your way of thinking. Instead of envying wealthy citizens, it is better to learn from them. Moreover, they are united by useful habits that are useful not only for making money.
9. What habits will make you rich?
Dreaming about wealth is wonderful, but ineffective. It's time to act. Of course, you won’t turn into a dollar billionaire tomorrow (you understand that there is no money button). But changing your lifestyle and mindset significantly improves your chances.
