Father
Professional
- Messages
- 2,602
- Reaction score
- 798
- Points
- 113
Anna:
My husband and I decided to give our son a smartphone for his birthday. He chose an expensive model, but it is not every day that turns 18 years old - you need to please him. We looked on the Internet where to buy such a phone, and came across a online store with delivery anywhere in world. Prices are much lower there than elsewhere.
Wary - why is there such a difference? We read on the website of the online store that it promotes non-cash payments in such a way. There was also a photograph of the warehouse and a detailed diagram on the map of how to get there. Everything looked convincing. Moreover, friends have long been ordering a TV or a vacuum cleaner via the Internet - it comes out cheaper.
We sent a prepayment through the site. We did everything according to the instructions: entered the card details and pin code. An SMS about the write-off came, and after a few minutes the messages began to come one after another, and soon there was no money left on the card. They called the police and the bank, wrote a statement and blocked the account, but what's the point?
My husband went to Moscow, fortunately we live nearby, but there is nothing at the place of the store - they just added a sign! The phone number listed on the site did not work, and the site itself disappeared two days later. My son was left without a gift, and we lived for a month on my salary - my husband lost $ 1000 from his card. We don't trust online stores anymore.
Financial Culture Expert:
This is a typical case of phishing, from English "fishing". "Fisher" entice personal data from the user - most often bank card details.
To access someone else's bank account, scammers create a website that looks like an online store, payment service or bank. The appearance of the fake copies a real-life portal, but the address is similar at first glance.
A phishing resource is accessed via a link in an email or contextual advertising. You will be asked to enter the card details, including the pin and three-digit code on the back of the card, and this way you will open access to any fraudulent transactions.
How to distinguish a phishing site from a real one?
If you find that an email or message on the social network is phishing, mark it as spam or click "Complain". This will help stop intruders. If you have already become a victim of fraudsters, report it to the bank, block the card and immediately write a statement to the police. The bank is obliged to return the money if you did not tell anyone the PIN code and contacted the support service immediately - but even if you did not comply with these conditions, the police should help.
My husband and I decided to give our son a smartphone for his birthday. He chose an expensive model, but it is not every day that turns 18 years old - you need to please him. We looked on the Internet where to buy such a phone, and came across a online store with delivery anywhere in world. Prices are much lower there than elsewhere.
Wary - why is there such a difference? We read on the website of the online store that it promotes non-cash payments in such a way. There was also a photograph of the warehouse and a detailed diagram on the map of how to get there. Everything looked convincing. Moreover, friends have long been ordering a TV or a vacuum cleaner via the Internet - it comes out cheaper.
We sent a prepayment through the site. We did everything according to the instructions: entered the card details and pin code. An SMS about the write-off came, and after a few minutes the messages began to come one after another, and soon there was no money left on the card. They called the police and the bank, wrote a statement and blocked the account, but what's the point?
My husband went to Moscow, fortunately we live nearby, but there is nothing at the place of the store - they just added a sign! The phone number listed on the site did not work, and the site itself disappeared two days later. My son was left without a gift, and we lived for a month on my salary - my husband lost $ 1000 from his card. We don't trust online stores anymore.
Financial Culture Expert:
This is a typical case of phishing, from English "fishing". "Fisher" entice personal data from the user - most often bank card details.
To access someone else's bank account, scammers create a website that looks like an online store, payment service or bank. The appearance of the fake copies a real-life portal, but the address is similar at first glance.
A phishing resource is accessed via a link in an email or contextual advertising. You will be asked to enter the card details, including the pin and three-digit code on the back of the card, and this way you will open access to any fraudulent transactions.
How to distinguish a phishing site from a real one?
- A long and complex domain name or a name similar to the name of a well-known online store, bank, social network, brand. There is no https prefix in front of the site address: the letter s means secure - a secure connection.
- Register the site recently. You can check the domain creation date here: whois-service.
- There are typos, inconsistencies, negligence and errors: spelling, punctuation, factual.
- Prices are below market prices by more than 20%. Even if they are explained by customs confiscation or liquidation of goods, this is alarming. The link came from a source unknown to you. Be careful with your friends' links on social media as they could be misled or hacked.
- You've come to a site that has raised suspicions when to use an open Wi-Fi network without a password.
If you find that an email or message on the social network is phishing, mark it as spam or click "Complain". This will help stop intruders. If you have already become a victim of fraudsters, report it to the bank, block the card and immediately write a statement to the police. The bank is obliged to return the money if you did not tell anyone the PIN code and contacted the support service immediately - but even if you did not comply with these conditions, the police should help.
