Demystifying VbV & MCSC / Non-VbV Cards & BINs

[Carding Forum]

Let's demystify the VbV/Non-VbV concept in the realm of payment processing and banking security. Contrary to popular belief, the efficacy of Verified by Visa (VbV) or non-VbV status isn't solely determined by the nature of the card itself. Instead, it hinges on the security protocols established by payment processors and individual bank branches.

The key to understanding this lies in the Bank Identification Number (BIN) associated with each card. The BIN provides critical information about the issuing bank and branch, as well as the card's level. Different card levels, such as Classic or Gold, may have various BINs assigned to them.

Now, here's the kicker: certain BINs perform better on specific websites due to their historical association with fraudulent activities. Payment processors and banks track these trends and may implement additional security measures, such as 3D Secure (VbV/MCSC), to counter potential fraud attempts.

However, it's important to note that the responsibility for setting up these security measures lies with individual bank branches. Within the confines of their institution, branches have the autonomy to configure security protocols tailored to each card level. This means that even cards of the same level, say Classic or Gold, may have distinct security configurations based on factors like the general setup and the account holder's specific security preferences at the time of card issuance.

To put it simply, there's no one-size-fits-all approach to VbV/Non-VbV authentication. The efficacy of these security measures depends on a multitude of factors, including BIN classification, historical fraud trends, and individual bank branch policies.

 

[Kirlili48]

but so everything is completely random XD
I understand better why certain bins are associated with stores in these lists,
at the time they are published it is the tendency of the payment processor or the bank to trust certain numbers more or less, is that right?

But in this case you have to buy the cards in very large quantities to hope to come across the right gap in the right place at the right time XD

It seems more and more complex to me without a huge budget to make a living from carding
or I must join a team or a group which allows a global implementation?

Let's demystify the VbV/Non-VbVconcept in the realm of payment processing and banking security. Contrary to popular belief, the efficacy of Verified by Visa (VbV) or non-VbV status isn't solely determined by the nature of the card itself. Instead, it hinges on the security protocols established by payment processors and individual bank branches.

The key to understanding this lies in the Bank Identification Number (BIN) associated with each card. The BIN provides critical information about the issuing bank and branch, as well as the card's level. Different card levels, such as Classic or Gold, may have various BINs assigned to them.

Now, here's the kicker: certain BINs perform better on specific websites due to their historical association with fraudulent activities. Payment processors and banks track these trends and may implement additional security measures, such as 3D Secure (VbV/MCSC), to counter potential fraud attempts.

However, it's important to note that the responsibility for setting up these security measures lies with individual bank branches. Within the confines of their institution, branches have the autonomy to configure security protocols tailored to each card level. This means that even cards of the same level, say Classic or Gold, may have distinct security configurations based on factors like the general setup and the account holder's specific security preferences at the time of card issuance.

To put it simply, there's no one-size-fits-all approach to VbV/Non-VbV authentication. The efficacy of these security measures depends on a multitude of factors, including BIN classification, historical fraud trends, and individual bank branch policies.

 

[Carding Forum]

For starters, we can buy Non-VBV bins from trusted sellers.
When we know some good bins we pre-order these bis from the store.
With VBV cards it’s even easier, we can find stores with the lowest price and drive them into stores that are connected to 2D merchants.
Carding is alive and well in 2024, but you need the right approach to work and working methods, which you need to look for yourself by testing different investment opportunities.

 

[Nicoleredmond]

Pour commencer, nous pouvons acheter des bacs non VBV auprès de vendeurs de confiance.
Quand on connaît de bonnes poubelles sur les précommande en magasin.
Avec les cartes VBV, c'est encore plus simple, nous pouvons trouver les magasins avec le prix le plus bas et les diriger vers les magasins connectés aux marchands 2D.
Le carding est bel et bien vivant en 2024, mais vous avez besoin de la bonne approche du travail et des bonnes méthodes de travail, que vous devez rechercher vous-même en testant différentes opportunités d'investis.

J'ai tout en ma possession, y compris un bon marché bin non VBV Je n'ai que la meilleure méthode pour carter ou encaisser
quelqu'un pour m'aider j'ai essayé plusieurs méthodes mais à chaque fois je ne tue que le CC

 

[Carding Forum]

Veuillez créer un sujet séparé décrivant votre problème. Alors réponds à la question:
Quelles méthodes de retrait avez-vous essayées et qu’est-ce qui n’a pas fonctionné?

 

[KeepTrying]

For starters, we can buy Non-VBV bins from trusted sellers.

we can find stores with the lowest price and drive them into stores that are connected to 2D merchants.

please explain in detail what you mean with that sentence.
thank you in advance for your answer