Carding Terminology

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Carder slang.

Hello friends. This article is aimed at beginners who don’t even know the specific slang in our topic. That’s what we’ll talk about today. Let’s get started.

CC (Credit Card) - bank card details that you buy from a seller, in a shop or anywhere else. These can be debit, credit or prepaid cards. They come in the format: 4121340008187805. Namely, the card number, these are these digits, the first of which can tell you a lot about the card. That is, is it a classic card, which bank issued it, what payment system is this card connected to, i.e. Visa, MasterCard, American Express, etc. In general, you can really find out a lot from the first digits of the card number. And this information is very important in our work.

The card number comes with:
CVV code on the back of the card, without which it is not possible to pay with this card. This is one of the most important things we need to have on hand, this code, if we want to write off money from this card.
The expiration date of the card (EXPA from the English word EXPIRED). If you do not know the expiration date of the card, then you can also forget about writing off any money from this card.
The phone number of the cardholder is also important information. Everything else is a billing address.

Billing address is the address of the cardholder. Most often, this is the residential address or other address specified by a person when receiving a card at the bank. Billing example: 4203 MORAGA AV SAN DIEGO, CA 92117.

СH (Cardholder) is the owner of the card, or a bank account, depending on what you are buying, or a PayPal account, or another payment system.

BIN - the first six digits of the card. By these six digits we can find out everything about the card, including whether it suits our purposes or not. BIN is generally a huge power. Knowing the right bin that suits your task, we can cause such a fuss that you can’t even imagine. There are many sites on the Internet where you can check bins. It’s free.

VCC is a virtual credit card. It can be either a credit card, a debit card, or a prepaid card with access to an online bank and details through which you can replenish it. Most often, they are used for cashing out from various payment systems and banks. Example of VCC: Chime / MoneyLion / Albert

AN / RN (account number / routing number) - the bank account number and the number of the bank itself in the USA, they are used to replenish funds. The same details, AN / RN, are given when registering the above-mentioned VCC. And in general, this type of details is quite common in the USA.

Enroll — online access to the personal account of our credit or debit card that we bought. That is, it is not the same as just CC. Buying an enroll card, that is, with access to your personal account, has its own advantages, and there are many of them. Among the advantages is that we can see all the cardholder's transactions. That is, the card owner also in the personal account of the card, that is, in enroll, we can see what amount of money is currently on the card balance. As you can see, enroll has its own advantages that are not there if you just buy a regular credit card, but you have to pay for such advantages. Enroll can be tens of times more expensive than a regular CC.

Reroll is restored online access to the card's personal account. That is, the owner has already registered access, and we simply restored it and replaced the login and password there. I want to warn beginners right away - do not try to roll cards, as this is not an easy task, but if you want, then buy a ready-made enroll from trusted sellers.

Full (fullz, full info) - data of a person from the USA, necessary for registration in various financial offices. We buy them because they are necessary for registration in all sorts of services like PayPal, investment offices, banks and absolutely any services related to finance.

Example of a full:
SSN: 554-43-1266 | Name: JOHN FLETCHER | USA | Address: 4203 MORAGA AV | City: SAN DIEGO | State: CA | ZIP: 92117 | Phone: 5204141562 | DOB: 1956-01-12

Usually, a full includes the following information:
SSL (Social Security Number) - social security number. It is assigned to every American. A kind of identification number.
DOB (Day of Birth) - month, day and year of birth of the cardholder.
ZIP (zip code) - a foreign analogue of our postal code
MMN (Mother's Maiden Name) - the maiden name of the cardholder's mother.

As for the rest of the data, this is the residential address, city and state. Often, when you buy a full card, there is also a cardholder number.

Business full card (Business Full Info) - Data on a company in the USA (LLC / C-corp, etc.). This version of the full card is used to register business banking, as well as for merchants and social payments from states, for example, SBA, etc.

CS (Credit Score) - a number representing a person's creditworthiness. The likelihood that he will pay his debts. Lenders such as banks and credit card issuers and some payment systems use credit scores to assess the potential risk associated with consumer lending. Therefore, if you choose a direction where they will be required, always ask the full card sellers if this full card has a good CS? A good CS is 700 and more. Anything less is not advisable.

CR (Credit Report)- This is a document showing information about loans and active bank accounts of a US citizen. It is used to search for debts, or open bank accounts and issued loans.

BG (Backgraud Report) - a document showing information about a US citizen. For example, his place of work, place of study, neighbors, real estate ownership, personal cars, information about crimes, personal accounts on social networks, mobile phone numbers, and so on. This information is used in a wide range, in all topics where additional user verification is required.

DL (Driver License) - driver's license. It is a means of additional identity verification, if required.

BA - Bank account.

PP - PayPal account.

Logs (Stealer Logs) - files from the stealer. Basically, they represent information from the PC, that is, this is the version of the build volume, screen size, and so on, a screenshot of the screen. Cookies, files with logins and passwords from sites that the user visited while the stealer was running, etc. Logs are used in many topics. To work with them, an antidetect browser is usually used, where you can upload these very files.
And the system will consider you the owner of the log.

Cookies are data transmitted to the browser from the site you open. With their help, the site remembers information about your visits. Thanks to this data, we can enter the personal accounts of the log user without entering the login and password, since the system will consider us the owner of the log.

Antidetect browser (antik) - Software that allows you to change or mask the digital fingerprint of the browser by managing information about the user device and operating system. Often used when working with logs due to the ease of loading information about the owner.

Stealers are viral software that is used to steal logins and passwords of a potential victim. Along with logins and passwords, stealers also collect other information from the victim's PC, thanks to which fraudsters can configure anti-detect browsers for the victim's PC, thereby remaining undetected by anti-fraud systems.

Anti-fraud (AF) is a software package for preventing fraudulent transactions. An anti-fraud solution analyzes each transaction and assigns it a label characterizing its reliability. This also includes the Fraud Score architecture.

Installations- installation, or downloading, your file with a stealer, botnet, or some other Trojan. Downloading a malicious file. Let's say you have a stealer. You encrypted it, and now you need people who will install this file. You buy installs and receive the necessary data of victims in your stealer's personal account. By the way, this is the easiest way to get logs from your stealer.

Crypt - if we do not go into cryptography and say in simple terms, what helps your infected file, infected, for example, with a stealer, pass the check before antivirus programs. That is, when downloading your file, the victim and his antivirus program will not notice the virus in your file, and your stealer will be able to successfully infect the computer.

Traffic - traffic of online users somewhere. For example, you need those very installs. To do this, you need to get people from somewhere who will download the file. This is what traffic is for, which is sent from YouTube, TikTok, Facebook, Google, etc. Buy traffic, get installs, get logs. This is the simplest scheme for extracting logs.

Dump - information from the magnetic strip of a bank card. It is used to record on plastic of a certain standard for further use in the store.

Merchant (merch) is a trading account to which money is received for the sold goods, or in another sense, it is a legal entity that accepts payments by plastic cards. In our topic, merchants bring in unreal money, because, knowing the right bin that fits a certain merchant, we can hit it there for a very long time and get a good profit from it.

VBV (Verified By Visa) and MCSC (MasterCard SecureCode) - 3D Secure (3DS), an additional security system.
In Russia and Europe, they usually send SMS to the phone, and in America and some other countries, there may be a fixed password, or no VBV at all. But VBV can be bypassed. To do this, you need to know all the same BINs. If you select the right BIN, then the VBV window will simply not appear during the calculation and the payment will be missed.

A fill is a transfer of money from one card or bank account to another card or bank account of the drop.

A drop is a person who accepts parcels or does some other dirty work for us, for example, accepts a fill.

Brute BA - this is the login and password for the account. Sometimes other information is provided in the form of last name, first name, patronymic, AN / RN, mail, etc. In most cases, you will not be allowed to enter the bank's personal account knowing only the login and password. Confirmation by mail, SMS or two-factor authentication will be required. Therefore, such material is used to link to accounts of payment systems or services that accept payments from BA. Their authorization system makes it possible to link a bank bypassing protection. Bank account linking occurs via Plaid or AN / RN.

Plaid is an API interface designed to connect third-party financial applications to banking services. It serves to link BA to any office, for example, to an investment bank. Now Plaid is integrated into many places. And if a certain service has integrated this very Plaid, and your bank, which you want to link, supports Plaid, then the linking occurs instantly, that is, instantaneously.

Mini deposits are a microtransaction that a financial institution writes off from you. As a rule, the amount of the mini deposit will be around $1-2. And this transaction serves as verification of your card or your BA in the institution with which you interact. In general, the institution will withdraw a small amount of money from you and ask you to say exactly how much they withdrew from your card or BA, or the transaction code that came with this mini deposit. You can see this in the card history in your personal account, or in the case of a bank account, you can find out using third-party services, without even going to your personal account. The level of trust in you, provided that you pass this kind of verification, will increase many times over.

Self-reg BA is a bank account registered by you personally, for example, for an American's full account. Such accounts are mainly used for cashing out.

POS terminal is an electronic device that allows you to read information from a magnetic strip or chip of a card, and communicate with the bank to perform authorization for the purpose of carrying out a transaction on a bank card. Craftsmen make huge amounts of money on POS terminals, but it is quite difficult to get hold of such a terminal.

Cashing out (cash out) is the conversion of stolen or dishonestly earned money into cash.

There are not many general terms, but you need to know them out of necessity. I will not analyze narrowly focused words or words indirectly related to our topic. I think that it is more than enough to know the basic backbone of words that are in the lexicon of any self-respecting carder. And the rest of the words, which I may not mention here, are subject to elementary googling.

So go for it, friends. NEVER GIVE UP AND GO TO YOUR GOAL TO THE END! GOOD LUCK TO ALL, GUYS!
 
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