Jollier
Professional
- Messages
- 1,467
- Reaction score
- 1,460
- Points
- 113
Scam call centers are a plague that has captured the CIS countries. In this topic I tell how much callers earn in call centers. I also explain how the so-called offices work.
Contents:
You just sat down to have breakfast and then you get a call:
Fraudster:
Hello, this is the bank's security service.
And your brain already starts to picture how the last money is being taken from your cards. Thousands of people face this situation. Today I will analyze how phone callers scam millions of people for hundreds of thousands, and also reveal popular schemes.
Chapter 1. How the scam begins, what it all looks like.
Call.
Fraudster:
Hello, someone just tried to withdraw 100 thousand rubles from your card.
You panic, of course, if you don't know that this is a scam, and the voice on the other end of the line is so calm that it seems like the bank director himself is calling, but of course, situations like this happen. For example, they tell you:
Fraudster:
Say the code from the SMS to block the transfer.
And even though you have a minimal understanding of network security, you still dictate. Bingo! Congratulations, your money is already in the account of some Vlad from a fake call center. This is roughly how the scheme works if your card details surface somewhere. Be it phishing, where you entered them yourself, or some shop scammed, where you had a card linked to it. The classic method is the bank's security service. I don't think there's even much to say here.
You are tricked in various ways into sending funds to a secure account. We won't even go into this in great detail, it's more or less clear. But there are other scenarios.
Fraudster:
You won a million, you only need to pay a small commission.
Or, which is very low:
Fraudster:
Your son got into an accident, send the money to a lawyer or for doctors' services.
Or the following option:
Fraudster:
It's the police, you are under investigation.
And if this happens, well, purely hypothetically, that you are doing something not very white. This is exactly what can become the very lever of persuasion. They press on fears, greed and pity.
My buddy just got a call from these guys, he really almost sent the data to verify himself, of course, all this in brackets, but the joke is that he realized that he did not even have a card in this bank.
They also often work in pairs. One calls and scares, the second calms down and lures out data. A good-bad cop in Dnepropetrovsk, so to speak. The most convincing thing for a person not from the Internet world, who cannot know about all the schemes, is that they know more about you than you think. Name, bank, sometimes even recent purchases. And this is exactly what is used to convince you of the reality of what is happening. We will talk further about data leaks and how, in fact, Petro from Dnepr knows what you bought at Pyaterochka last night.
Chapter 2. Popular scam schemes.
Now let's look at the top scams that are currently and have always been on top:
Scheme 1. Hacking a card. They call you and say that someone is stealing your money and ask for your data to save what's left. It's clear that this even sounds funny, and it's embarrassing to talk about such a kindergarten in public, but believe me, I wouldn't talk about it if people didn't fall for it.
Scheme 2. Winning. Congratulations, you've won a car, but you need to pay taxes or shipping . An old, bearded, stupid scam that targets an idiot, but works just the same.
Scheme 2. Relative in trouble. A policeman calls and says that your brother hit a person. You need a million for a lawyer or some other nonsense. There are actually a million variations. The humor is that all the calls are made on the basis of "what if I get lucky."
And funny moments when they call, talking about a husband who allegedly hit a person, and at that moment he is drinking tea, not suspecting anything next to you. The most impudent and, by the way, rarely implemented is blackmail. They call you and say that they hacked your computer and saw how you looked at the wrong sites. They threaten to leak the video to all contacts if you do not pay. Spoiler - there is no video or dirt on you.
It is important to say that every year the percentage of successful calls tends to zero. Everything depends very much on the base. But a good percentage, if it is 1, 2, this is really, really good. And I think you understand that in order to call at least a thousand people, to deceive ten, you need to spend an extremely large amount of time and resources. There are also schemes with online stores. A manager calls, offers a product at a super-cool price, but you need to make an advance payment. You transfer the payment, and the store disappears.
And, as I mentioned earlier, I will repeat once again, the funniest thing that most often gets into the clips is that your bank account is in danger, let's protect it and blah-blah-blah. Don't get scammed. We have a bunch of articles on this topic on our forum. There are already topics on how not to get scammed when buying counterfeit goods. They also gave information about floods. In general, the information is good.
Chapter 3. The phone is a weapon of scammers.
You think that the phone is just for memes and chats. For scammers who know what to do, it is a Kalashnikov assault rifle. One call, and you give away money, passwords, mom's savings. You just need to get into the right information that will influence you. Why? Because they know weaknesses, I repeat. Scammers are not Aunt Zina from the basement. These are entire call centers, in which sometimes hundreds of people work with scripts and technologies.
They use AI to fake voices. Bots that call thousands of people a day. Or do you think that some random number just calls you for fun and hangs up after a second. This is your phone number's PIN to know that it is active and so that the cold caller doesn't waste extra time. It's like an army where everyone, well, or not so much a soldier, knows how to catch you. Do you want to know how they do it? Listen further.
Chapter 4. How scammers gain trust.
Scammer:
Ruslan Kozipovich, hello, this is the technical department calling you...
Watching videos like this, you might get the impression that these are some clowns calling, but, alas, no. There are really savvy cold callers in VOIS with closers. Cold call - From the word "cold call" primary contact with the victim. Closer - a person who directly closes the payment. And these guys know how to gain trust. For example, they call from a number that looks like a bank number or fake a voice using AI. Yes, in 2025, AI is already working on the evil side.
The scripts are completely different, they can call several times, pretending to be different people. They are pigeon eaters, they eat pigeons. First the bank, then the police, then even the lawyer. Something happened to your bank account, and this issue needs to be resolved. And you already believe that you got into some serious mess. Most often, alas, the victims are elderly people who do not understand what is happening.
And these guys, not embarrassed by responsibility, can even come to these people and collect the money in person. It is clear that these situations are very rare and out of the ordinary. But the fact that it is rare does not mean that it does not happen. Another favorite story of all scammers. They love urgency.
Fraudster:
Give me the code now, or your money will disappear in a second.
A friend of mine fell for such a call simply because they called him at three in the morning.
He didn’t even think about the fact that no bank employee would most likely call at such a time. They also like to use spoilers that replace numbers so that you see the name of the call from the bank instead of “+7999 - scam”. The next time they call you, ask non-standard questions like: Let me come to your branch. You, (this is just an example) are on Pushkinskaya. Let me come now and resolve the issue.
And one more piece of advice for you. Make it a habit to waste their time. Personally, I am a busy person, but I still like to chat with them. After all, if I spend more time, then the chance that they will close someone today, well, it does not tend to zero, but it is clearly becoming smaller. If there are a lot of such people, then everything will be more positive.
Chapter 5. How scanning works at the technology level.
Now let's look behind the scenes. Scammers are not just guys with cheap headphones. They have a whole industry, they use programs to replace numbers so that you see an official call from the bank. AI that copies voices, imagine, your friend can literally call you and ask for money. They also send fake SMS that look like from the bank, but the number differs by only one digit. My friends and I, and almost all people who live in the EU, receive messages from Binance. And in my example, in the example of my friend, such messages came with information that the phone number in your Binance has been changed.
It is clear that when a tidy sum is on Binance, you start to fidget a little in your chair with your ass. But you need to double-check everything 10 times. Everything ended okay there, because the people are knowledgeable, understanding. But the essence itself is unclear, how many people fell for this. They also create bots that call thousands of people and say, "Move to WhatsApp, we want to..." In general, it's like stupid fishing. And sometimes someone gets caught.
Chapter 6. Where do telephone scammers get their data.
As mentioned earlier, callers often know all the information about you, even where you spent your last thousand rubles. I'll let you in on a secret. All the data that you are provided with is in open databases. Absolutely everything that you can imagine is in open databases. Just knowing your phone number, you can find out where you work, who your husband is, what your position is, whether you are an individual entrepreneur, and so on and so forth. Therefore, if they call you and provide some similar information, it doesn't mean anything. We have an article on our forum about how to check your personal data for leaks. Be sure to read it.
Chapter 7. Competition between offices and office work.
Any illegal and, importantly, profitable business is always accompanied by gangsters and support groups that exist only to fight off competitors or create a very menacing appearance, so that even those same competitors would not think of interfering in the processes and especially hindering them.
And this is normal, the best workers, as in legal large companies, are hunted by other offices, and this is also considered normal practice for legal important businesses, but not for offices. An idea that flashed more than once on the forum. If you are profitable and necessary, no one will just let you go, and especially under the wing of competitors. There are a lot of cases of punishing employees for changing employers. Therefore, if you think about working in an office, think three times.
Earnings in the office are not as big as they were, for example, 8-10 years ago. Yes, although everything depends on the base, this is also true, on which you will work, but also people, thank God, have become smarter, it is simply more difficult to deceive them. And calling 300 numbers and listening to how you are cursed all day long, well, you know, is not the best thing you can think of for your psyche.
Even welders now earn more than some office workers, this is not a belittlement of the work of a welder, but just an example that, as for me, this work is much more prestigious and legal. Make the right choice.
How not to become a victim? Let's start with the main thing, how to protect yourself from these telephone scammers:
1. Never give codes from SMS, passwords or card details over the phone, the bank will never ask for this over the phone, even if the voice on the other end sounds like a best friend or some very high-ranking employee.
2. If someone calls you with a problem, hang up and call the bank yourself on the official number on their website. Not the one they called you from, but the website.
3. Don't trust easy wins or urgent transfers. If they tell you to pay 5,000 for the delivery of the prize, it's a scam, period.
4. Install an application that blocks spam calls and google every suspicious number.
I myself have checked the numbers that called me more than once and voila, this number is on the blacklist. 5 seconds of searching saved my wallet. Okay, it wasn't in danger, but in general, I think it's clear what I'm talking about.
5. This is already pretty standard - trust your intuition. If something seems shady, it is. It is shady.
6. If your close relative or friend asks you to transfer money, just ask for video confirmation that it is really him, and ideally call him back on his personal number.
The rules are really elementary, but remembering all of them and sticking to them, I understand that it is lazy, but necessary.
Chapter 8. What to do if you have already been rushed and you have fallen for a scam.
Let's say you have been caught. What to do? Where to run? Where to go? First of all, contact the bank and the police. But, honestly, I will say right away, the chances of getting your money back are almost zero. The problem is that most telephone scammers are either on the bottle, i.e. they are in prison, or abroad. And very rarely are call centers located in the country in which they operate.
It's like shooting yourself in the foot, you don't do that. Or rather, only those who are crazy do that. But still, it is worth writing to the bank. The chance that the money will be returned, although practically equal to zero, still exists. Fortunately, in the CIS countries, banking systems are quite secure and random transfers are, well, non-standard, and scam transfers are, as a rule, non-standard.
If, for example, you have 100-150 thousand rubles on your balance and you regularly spend 500, 1000, 2 in stores and you almost never had a transfer for the entire amount, and then you immediately need to transfer 150, sometimes there are situations when banks freeze such transfers until the circumstances are clarified. And there is even a situation when they block accounts for 24 hours. This will protect you, perhaps. Well, maybe not.
Only your caution will protect you. On the other hand, there is the United States, which does not have developed banking security, but has a very well-developed system of refunds and deposit insurance. There are no options in which your money will be stolen and not returned to you. Everything has long been insured there. And most importantly, a phone is really your friend, with which you can do a lot. But for a fraudster, this is a story to earn some money. They will scare you, promise millions or play on your pity, but in the end they will take all your money and, ultimately, your nerves.
But now, fortunately, you know how they work and how to protect yourself. Remember, your caution is your strength, don't let yourself be deceived.
Friends, if you liked this topic - put a like. Write detailed comments, it will be interesting to read. And of course, if you don't know who is Mammoth in the scheme, then Mammoth is most likely you. Take care of yourself, bye!
Contents:
- Chapter 1: How Divorce Begins
- Chapter 2: Popular Schemes
- Chapter 3: The telephone is a weapon of scammers!
- Chapter 4: How Scammers Gain Trust
- Chapter 5: Technology scam
- Chapter 6: Where the data comes from
- Chapter 7: Competition and Office Work
- Chapter 8: What to do if you get screwed
You just sat down to have breakfast and then you get a call:
Fraudster:
Hello, this is the bank's security service.
And your brain already starts to picture how the last money is being taken from your cards. Thousands of people face this situation. Today I will analyze how phone callers scam millions of people for hundreds of thousands, and also reveal popular schemes.
Chapter 1. How the scam begins, what it all looks like.
Call.
Fraudster:
Hello, someone just tried to withdraw 100 thousand rubles from your card.
You panic, of course, if you don't know that this is a scam, and the voice on the other end of the line is so calm that it seems like the bank director himself is calling, but of course, situations like this happen. For example, they tell you:
Fraudster:
Say the code from the SMS to block the transfer.
And even though you have a minimal understanding of network security, you still dictate. Bingo! Congratulations, your money is already in the account of some Vlad from a fake call center. This is roughly how the scheme works if your card details surface somewhere. Be it phishing, where you entered them yourself, or some shop scammed, where you had a card linked to it. The classic method is the bank's security service. I don't think there's even much to say here.
You are tricked in various ways into sending funds to a secure account. We won't even go into this in great detail, it's more or less clear. But there are other scenarios.
Fraudster:
You won a million, you only need to pay a small commission.
Or, which is very low:
Fraudster:
Your son got into an accident, send the money to a lawyer or for doctors' services.
Or the following option:
Fraudster:
It's the police, you are under investigation.
And if this happens, well, purely hypothetically, that you are doing something not very white. This is exactly what can become the very lever of persuasion. They press on fears, greed and pity.
My buddy just got a call from these guys, he really almost sent the data to verify himself, of course, all this in brackets, but the joke is that he realized that he did not even have a card in this bank.
They also often work in pairs. One calls and scares, the second calms down and lures out data. A good-bad cop in Dnepropetrovsk, so to speak. The most convincing thing for a person not from the Internet world, who cannot know about all the schemes, is that they know more about you than you think. Name, bank, sometimes even recent purchases. And this is exactly what is used to convince you of the reality of what is happening. We will talk further about data leaks and how, in fact, Petro from Dnepr knows what you bought at Pyaterochka last night.
Chapter 2. Popular scam schemes.
Now let's look at the top scams that are currently and have always been on top:
Scheme 1. Hacking a card. They call you and say that someone is stealing your money and ask for your data to save what's left. It's clear that this even sounds funny, and it's embarrassing to talk about such a kindergarten in public, but believe me, I wouldn't talk about it if people didn't fall for it.
Scheme 2. Winning. Congratulations, you've won a car, but you need to pay taxes or shipping . An old, bearded, stupid scam that targets an idiot, but works just the same.
Scheme 2. Relative in trouble. A policeman calls and says that your brother hit a person. You need a million for a lawyer or some other nonsense. There are actually a million variations. The humor is that all the calls are made on the basis of "what if I get lucky."
And funny moments when they call, talking about a husband who allegedly hit a person, and at that moment he is drinking tea, not suspecting anything next to you. The most impudent and, by the way, rarely implemented is blackmail. They call you and say that they hacked your computer and saw how you looked at the wrong sites. They threaten to leak the video to all contacts if you do not pay. Spoiler - there is no video or dirt on you.
It is important to say that every year the percentage of successful calls tends to zero. Everything depends very much on the base. But a good percentage, if it is 1, 2, this is really, really good. And I think you understand that in order to call at least a thousand people, to deceive ten, you need to spend an extremely large amount of time and resources. There are also schemes with online stores. A manager calls, offers a product at a super-cool price, but you need to make an advance payment. You transfer the payment, and the store disappears.
And, as I mentioned earlier, I will repeat once again, the funniest thing that most often gets into the clips is that your bank account is in danger, let's protect it and blah-blah-blah. Don't get scammed. We have a bunch of articles on this topic on our forum. There are already topics on how not to get scammed when buying counterfeit goods. They also gave information about floods. In general, the information is good.
Chapter 3. The phone is a weapon of scammers.
You think that the phone is just for memes and chats. For scammers who know what to do, it is a Kalashnikov assault rifle. One call, and you give away money, passwords, mom's savings. You just need to get into the right information that will influence you. Why? Because they know weaknesses, I repeat. Scammers are not Aunt Zina from the basement. These are entire call centers, in which sometimes hundreds of people work with scripts and technologies.
They use AI to fake voices. Bots that call thousands of people a day. Or do you think that some random number just calls you for fun and hangs up after a second. This is your phone number's PIN to know that it is active and so that the cold caller doesn't waste extra time. It's like an army where everyone, well, or not so much a soldier, knows how to catch you. Do you want to know how they do it? Listen further.
Chapter 4. How scammers gain trust.
Scammer:
Ruslan Kozipovich, hello, this is the technical department calling you...
Watching videos like this, you might get the impression that these are some clowns calling, but, alas, no. There are really savvy cold callers in VOIS with closers. Cold call - From the word "cold call" primary contact with the victim. Closer - a person who directly closes the payment. And these guys know how to gain trust. For example, they call from a number that looks like a bank number or fake a voice using AI. Yes, in 2025, AI is already working on the evil side.
The scripts are completely different, they can call several times, pretending to be different people. They are pigeon eaters, they eat pigeons. First the bank, then the police, then even the lawyer. Something happened to your bank account, and this issue needs to be resolved. And you already believe that you got into some serious mess. Most often, alas, the victims are elderly people who do not understand what is happening.
And these guys, not embarrassed by responsibility, can even come to these people and collect the money in person. It is clear that these situations are very rare and out of the ordinary. But the fact that it is rare does not mean that it does not happen. Another favorite story of all scammers. They love urgency.
Fraudster:
Give me the code now, or your money will disappear in a second.
A friend of mine fell for such a call simply because they called him at three in the morning.
He didn’t even think about the fact that no bank employee would most likely call at such a time. They also like to use spoilers that replace numbers so that you see the name of the call from the bank instead of “+7999 - scam”. The next time they call you, ask non-standard questions like: Let me come to your branch. You, (this is just an example) are on Pushkinskaya. Let me come now and resolve the issue.
And one more piece of advice for you. Make it a habit to waste their time. Personally, I am a busy person, but I still like to chat with them. After all, if I spend more time, then the chance that they will close someone today, well, it does not tend to zero, but it is clearly becoming smaller. If there are a lot of such people, then everything will be more positive.
Chapter 5. How scanning works at the technology level.
Now let's look behind the scenes. Scammers are not just guys with cheap headphones. They have a whole industry, they use programs to replace numbers so that you see an official call from the bank. AI that copies voices, imagine, your friend can literally call you and ask for money. They also send fake SMS that look like from the bank, but the number differs by only one digit. My friends and I, and almost all people who live in the EU, receive messages from Binance. And in my example, in the example of my friend, such messages came with information that the phone number in your Binance has been changed.
It is clear that when a tidy sum is on Binance, you start to fidget a little in your chair with your ass. But you need to double-check everything 10 times. Everything ended okay there, because the people are knowledgeable, understanding. But the essence itself is unclear, how many people fell for this. They also create bots that call thousands of people and say, "Move to WhatsApp, we want to..." In general, it's like stupid fishing. And sometimes someone gets caught.
Chapter 6. Where do telephone scammers get their data.
As mentioned earlier, callers often know all the information about you, even where you spent your last thousand rubles. I'll let you in on a secret. All the data that you are provided with is in open databases. Absolutely everything that you can imagine is in open databases. Just knowing your phone number, you can find out where you work, who your husband is, what your position is, whether you are an individual entrepreneur, and so on and so forth. Therefore, if they call you and provide some similar information, it doesn't mean anything. We have an article on our forum about how to check your personal data for leaks. Be sure to read it.
Chapter 7. Competition between offices and office work.
Any illegal and, importantly, profitable business is always accompanied by gangsters and support groups that exist only to fight off competitors or create a very menacing appearance, so that even those same competitors would not think of interfering in the processes and especially hindering them.
And this is normal, the best workers, as in legal large companies, are hunted by other offices, and this is also considered normal practice for legal important businesses, but not for offices. An idea that flashed more than once on the forum. If you are profitable and necessary, no one will just let you go, and especially under the wing of competitors. There are a lot of cases of punishing employees for changing employers. Therefore, if you think about working in an office, think three times.
Earnings in the office are not as big as they were, for example, 8-10 years ago. Yes, although everything depends on the base, this is also true, on which you will work, but also people, thank God, have become smarter, it is simply more difficult to deceive them. And calling 300 numbers and listening to how you are cursed all day long, well, you know, is not the best thing you can think of for your psyche.
Even welders now earn more than some office workers, this is not a belittlement of the work of a welder, but just an example that, as for me, this work is much more prestigious and legal. Make the right choice.
How not to become a victim? Let's start with the main thing, how to protect yourself from these telephone scammers:
1. Never give codes from SMS, passwords or card details over the phone, the bank will never ask for this over the phone, even if the voice on the other end sounds like a best friend or some very high-ranking employee.
2. If someone calls you with a problem, hang up and call the bank yourself on the official number on their website. Not the one they called you from, but the website.
3. Don't trust easy wins or urgent transfers. If they tell you to pay 5,000 for the delivery of the prize, it's a scam, period.
4. Install an application that blocks spam calls and google every suspicious number.
I myself have checked the numbers that called me more than once and voila, this number is on the blacklist. 5 seconds of searching saved my wallet. Okay, it wasn't in danger, but in general, I think it's clear what I'm talking about.
5. This is already pretty standard - trust your intuition. If something seems shady, it is. It is shady.
6. If your close relative or friend asks you to transfer money, just ask for video confirmation that it is really him, and ideally call him back on his personal number.
The rules are really elementary, but remembering all of them and sticking to them, I understand that it is lazy, but necessary.
Chapter 8. What to do if you have already been rushed and you have fallen for a scam.
Let's say you have been caught. What to do? Where to run? Where to go? First of all, contact the bank and the police. But, honestly, I will say right away, the chances of getting your money back are almost zero. The problem is that most telephone scammers are either on the bottle, i.e. they are in prison, or abroad. And very rarely are call centers located in the country in which they operate.
It's like shooting yourself in the foot, you don't do that. Or rather, only those who are crazy do that. But still, it is worth writing to the bank. The chance that the money will be returned, although practically equal to zero, still exists. Fortunately, in the CIS countries, banking systems are quite secure and random transfers are, well, non-standard, and scam transfers are, as a rule, non-standard.
If, for example, you have 100-150 thousand rubles on your balance and you regularly spend 500, 1000, 2 in stores and you almost never had a transfer for the entire amount, and then you immediately need to transfer 150, sometimes there are situations when banks freeze such transfers until the circumstances are clarified. And there is even a situation when they block accounts for 24 hours. This will protect you, perhaps. Well, maybe not.
Only your caution will protect you. On the other hand, there is the United States, which does not have developed banking security, but has a very well-developed system of refunds and deposit insurance. There are no options in which your money will be stolen and not returned to you. Everything has long been insured there. And most importantly, a phone is really your friend, with which you can do a lot. But for a fraudster, this is a story to earn some money. They will scare you, promise millions or play on your pity, but in the end they will take all your money and, ultimately, your nerves.
But now, fortunately, you know how they work and how to protect yourself. Remember, your caution is your strength, don't let yourself be deceived.
Friends, if you liked this topic - put a like. Write detailed comments, it will be interesting to read. And of course, if you don't know who is Mammoth in the scheme, then Mammoth is most likely you. Take care of yourself, bye!
