8 best financial management apps

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If you've always wanted to deal with finances, but were too lazy to master Excel formulas, this collection is for you. We have collected 8 mobile applications that will become your personal accountants. And some will even help you deal with the budget of a family or small business. Managing finances is not difficult - see for yourself.

Money lover​

If you're looking for versatility and classics, this is the app for you. With Money Lover, you can track expenses, plan budgets, control bills and debts, and push notifications will help you not to miss a single payment. The app has a large selection of categories, but you can also create your own. Money Lover syncs with different devices via the cloud.

Additional functions:

• family budget management;
• Travel mode for tourists;
• Dash clock support.

The app is available for all platforms. There is a premium version with advanced features.

Fin Pix​

FinPix is positioned as a family budgeting application. But nothing will prevent you from using it for personal purposes. The application provides all the standard functions such as budget planning, expense tracking, payments and debts. But it greatly facilitates the whole process thanks to automatic recognition of checks and bank SMS, multicurrency, convenient search and hashtag system. The application provides high-quality visual analytics, it is possible to export data to Excel tables.

Additional functions:

• synchronization with different devices;
• multicurrency and currency converter;
• the ability to maintain multiple budgets.

FinPix is designed for Android only. A paid version with advanced functionality is available.

Monefy​

Monefy is a simple and intuitive application built for one single function - cost control. On one screen, you can add an expense or purchase and immediately see a colorful chart with expenses by category. In the application, you can divide budgets into cash and non-cash, as well as select different currencies.

Additional functions:

• built-in calculator
• password protection;
• synchronization via Google Drive or Dropbox.

The application is available for all platforms, there is a paid version.

Financisto​

If you are a fan of Edward Snowden and don't trust anyone with your personal information, then Financisto is definitely your choice. It is the only open source financial application, which also provides increased freeness. However, you have to pay for everything, in this case - not the most convenient interface. Nevertheless, it has all the main functions: cost control and budget planning, reminders of scheduled and regular transactions, reports and filter system, multilevel categories. In the application, you can open as many accounts for any currencies as you like.

Additional functions:

• backup to Google Drive or Dropbox;
• automatic transfers between different currencies;
• import to qif and csv;
• creation of budgets for individual projects.

The app is only available on Android and is completely free.

ZenMani​

The main distinguishing feature of ZenMoney is synchronization with banks and payment systems. If you actively use non-cash payments, you do not have to write everything down yourself, the application will do it for you. This is great for freelancers and entrepreneurs who receive funds from a variety of sources. ZenMoney also allows you to manage family and personal budgets, track and remind you of debts and recurring transactions.

Additional functions:

• import and export to csv files;
• separation of cash flows into personal and corporate;
• web version.

The application is available for iOS and Android, there is a paid version.

HandyMoney​

This application has perhaps the largest set of functions: planning, expense tracking, many categories / accounts / currencies, reminders of debts and regular transactions, analytics, tracking bank SMS and push notifications. HandyMoney application is synchronized via cloud services, wi-fi and bluetooth. If you are a perfectionist, then this is your choice. But there is a downside to all this - you will need some time to understand the functionality.

Additional functions:

• to-do lists;
• calendar;
• a widget with a stream balance;
• password and fingerprint protection;
• voice data input.

The app is available only for Android, there is a premium version.

Expense Manager​

A bit outdated design, but 100% free and versatile. The application provides accounting and planning of finances for an unlimited number of budgets and accounts in different currencies, visual statistics, payment notifications, automatic recognition of bank SMS. Expense Manager allows you to add product photos to your spending journal. Backup with both cloud services and SD card is available, as well as import and export to csv.

Additional functions:

• calculator and currency converter;
• tip and tax calculators;
• shopping lists;
• widget with the ability to add costs in one click.

The app is only available for Android and is completely free.

CashOrganizer​

CashOrganizer is a multiplayer finance manager with a focus on security. Cloud backup uses 256-bit encryption to keep your data private, even from the developers themselves. Access to the application can be limited by a password. All basic functions of accounting and cost planning are available, including synchronization with more than 170 Russian and 2200 foreign banks. True, you will have to pay for the full functionality.

Additional functions:

• the presence of a hashtag system;
• the ability to import into pdf, csv, ofx, qif;
• Currency Converter;
• credit card calculator.

The application is available for all platforms, including the desktop.

Conclusion​

The modern IT industry offers many solutions for personal financial management for every taste and color. Your task is to start using this and develop your financial literacy. Good luck!