3 ways to pay for purchases with your phone without NFC module instead of a bank card

[CarderPlanet]

NFC technology on your smartphone sends money wirelessly. You don't need to get a bank card. This feature is not available on all mobile devices. In this case, you can install the NFS manually.

Content

1. What is an NFC module?
2. How to pay for purchases with a smartphone without NFC
3. How to add NFC to your phone without NFC
4. SIM cards
5. NFC tags
6. NFC antennas
7. Can I pay using Google Pay without NFC

What is an NFC module?​

This is a module built into your mobile device. It allows you to exchange data wirelessly. The range is 10 centimeters. Modern phones are equipped with a built-in chip from the factory.

Today, the built-in module is actively used when paying for purchases in stores. To transfer funds, the phone with the NFS is brought to the terminal. After that, the money is successfully debited.

Advantages of the NFS:

• Fast interaction with other devices. The connection takes 1-2 seconds.
• Short range – 10 cm. This eliminates the possibility of data interception and theft by fraudsters.
• Small size. The NFC chip can be integrated into any smartphone.
• Low cost. Everyone can afford such a device.

The NFS module is available on expensive smartphones. Budget mobile devices are not equipped with this technology. For this reason, owners of inexpensive gadgets do not know what to do if the phone does not have NFC. They think that if there is no module, then contactless payment is impossible. But this is not the case, there is a solution.

How to pay for purchases with a smartphone without NFC​

If your phone doesn't have an NFC module, other alternative payment options are possible. For example, buying online from an online store.

When making a payment, you must specify:

• bank card number;
• card validity period;
• CVC or CVV code.

To confirm the payment, you will receive a text message to your mobile number. The message will contain a short code. Enter it in the appropriate field on the online store's website.

The second option, how to pay for goods without the NFS from your phone – is to use a QR code. Many cafes and restaurants have this option. All that is required from the smartphone owner is to scan this code and confirm the payment.

If there is no NFS, then you can transfer money from card to card. To do this, you need to install the bank's mobile app.

What is the alternative for owners of Samsung mobile devices? Some models have an MST microchip. This is a module for remote payment. It replaces a bank card.

How to add NFC to your phone without NFC​

If the module is not provided on your phone, you cannot insert it. However, the absence of an NFC chip does not mean that payment using this technology is impossible. There are several options for solving the problem.

SIM cards​

The main condition is that the SIM card supports NFC. Please contact your mobile operator to find out if this feature is available. To do this, call the support service at the hotline.

If this SIM card is available, then follow the instructions below:

1. Get a SIM card with a built-in module at the mobile operator's office. Be sure to bring your passport and phone number with you.
2. Insert your SIM card into your mobile device.
3. Go to the communication settings on your smartphone.
4. Go to the "Cellular / SIM Cards" section.
5. Click on the NSF and enable this option.
6. Connect your mobile number to your bank card.
7. Check contactless payment.

NFC tags​

Such devices are attached to clothing or covers. In appearance, they resemble a flat microchip. You can also use them to make contactless payments.

Placemarks are inexpensive. The lack of NFC technology on a mobile device is not a verdict in this case. The tag can be easily integrated into any smartphone.

How to insert an NSF tag in your phone:

1. We order a placemark from a specialized store.
2. Attach it to the smartphone case.
3. By installing a program that manages the built-in module.
4. Creating a task for the placemark.
5. We check the microchip operation.

On a note! Before purchasing a tag, check compatibility with your smartphone. If the device is not supported on the gadget, then it will have to be replaced.

NFC antennas​

This is a device that consists of two elements. One part is located under the phone case. The other is located outside.

How to add an NFC antenna to your phone without NFC:

1. Remove the back cover of the smartphone.
2. Remove the battery and SIM card. On some devices, you don't need to remove the battery. The main thing is to get to the SIM card.
3. We put the adapter on the SIM card and fix it.
4. We put the SIM card together with the antenna in place.
5. Building a mobile device.
6. Install the program recommended by the antenna developer on your smartphone.
7. Entering payment details.
8. Linking your bank card.

Now you can check the payment by phone. The NFC antenna will transmit the required signal.

The main disadvantage of the antenna is that the battery is quickly drained. The antenna works via Bluetooth. If it is constantly turned on, the gadget's charge loses an additional 5-10% per day. Another risk is related to the build. If the antenna is installed incorrectly, the SIM card may be damaged.

Can I pay using Google Pay without NFC​

If your phone doesn't have a built-in NFC module, you can't pay using the usual payment method. The payment service uses this technology to make contactless payments. But it is possible to solve this problem. You can manually install the NFS. How to do this, we wrote above. Alternatively, you can use the service for money transfers in Google Paysend.