Visa vs Discover Fraud Detection – The Absolute 2025–2027 Tier-0 Head-to-Head Kill Comparison
(Real production data from the last 8 surviving groups, November 24 2025 — zero copium)
Metric (Real Live Production)
Visa (4xxxx consumer BINs)
Discover (6011 / 644 / 65)
Winner & Margin
Average...
Educational Disclaimer: This article is intended solely to raise awareness of fraud prevention mechanisms in payment systems. Carding (the use of stolen credit card information for unauthorized transactions) is a serious crime under the laws of most countries and international regulations (e.g...
New Visa and Mastercard security standards in the context of the fight against carding
Carding is a type of fraud in which criminals use stolen bank card information for unauthorized transactions, most often online. Visa and Mastercard, as leaders in the payment industry, are actively developing...
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The international processing company Mastercard announced the launch of the Crypto Card program for partner banks of this payment system. Crypto cards will be processed on the basis of our own Mastercard Crypto Credential software package.
The company intends to launch a new payment instrument...
Tokenization technology is slowly but surely taking over digital payments.
Mastercard continues to expand its efforts to eliminate the use of credit card numbers in online purchases in an effort to reduce online fraud. The company has already successfully replaced card numbers with so-called...
Mastercard was the first in Russia to provide cardholders with the opportunity to use Apple Pay and Samsung Pay. The payment system was the first to launch its tokenization platform in this market - Mastercard Digital Enablement Service (MDES) turns a device connected to the Internet into a...
Payment systems Visa and MasterCard have established new tariffs for banks’ use of the 3D Secure authorization service for online payments, Kommersant reports. This authorization protocol requires entering a confirmation code to complete a transaction, which usually comes via SMS or push...
What is Internet payment?
Oddly enough, in the terminology of payment systems there is no such thing as an Internet transaction. From the point of view of Visa and MasterCard, a transaction on the Internet is no different from a transaction in a terminal, by phone, IVR, etc. Payment systems...
But the life of cryptocurrency holders will not become easier
Last week, MasterCard received several patents in the field of blockchain technologies, CNN and other sources report. One of them is called “Method and system for direct anonymous blockchain transactions,” which opens the way for the...
To protect online banking applications with one-time passwords, you usually use a phone or a special hardware token. The Swiss company NagraID, together with MasterCard, is beginning to introduce cards with a display and keyboard, thanks to which it is possible to implement a one-time password...
Payment system MasterCard and several US banks announced the creation of a Regulated Settlement Network (RSN) with a proof-of-concept (PoC) blockchain.
The RSN PoC system is expected to leverage the power of shared ledger technology for settlement of tokenized commercial bank assets, wholesale...
Hi I'm new to carding and gathering info.
Here's my questions:
1. I heard about non-vbv and vbv cards and the struggle to find non-vbv, but if so, why don't just buy Mastercard dumps or another type of card?
-
2. I'm in a telegram group (in my same european country) of a guy who claims to sell...
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Последним препятствием на пути к конверсии не всегда является ваша цена, характеристики вашего продукта или убедительность вашей рекламной кампании. Иногда все сводится к тому, принимаете ли вы тот вид платежа, который хочет произвести клиент. Особенно для крупных покупок предложение...
Каждый должен сыграть свою роль в борьбе с мошенничеством, от продавцов магазинов, которые тщательно изучают подозрительные транзакции, до крупных глобальных сетей платежных карт, которые распространяют правила и ресурсы, предназначенные для противодействия мошенникам. Одно из предложений...
Подобно монстру из дрянного фильма ужасов, некоторые возвратные платежи просто так не умрут. Вы можете подумать, что все кончено, когда вы представляете оспариваемую транзакцию с убедительными доказательствами и эмитент принимает вашу сторону, но при некоторых обстоятельствах владелец карты...
Никому не нравится, когда отказывают в выдаче кредитной карты. Это смущает клиента, разочаровывает продавца и расстраивает обе стороны. Тем не менее, у продавцов нет иного выбора, кроме как соблюдать инструкции, содержащиеся в ответе на авторизацию, который они получают — переопределение их -...
Russia has the WORLD, China has UnionPay, and Mastercard and Visa are almost everywhere. And what other popular payment systems are there on Earth? I will tell you in this article. Surprises are waiting for you - for example, Indian cards with an unusual digital service, Islamic "non-credit...
Russia has been living without Visa and Mastercard for more than a year. During this time, we all managed to clearly understand that payment systems are not just logos on bank cards. In this article, we analyze how payment systems work, what exactly they do, and why you should not underestimate...