Understanding Visa Chip Cloning
Visa cards with EMV (Europay, Mastercard, and Visa) chips are designed to be highly resistant to traditional cloning, unlike older magnetic stripe cards. The chip generates a unique, one-time cryptographic token for each transaction, using secret keys (like ICC...
For educational purposes, let's dive deeper into the technical and cryptographic reasons why EMV chip cloning is practically impossible, despite persistent myths and scams.
1. EMV Chip Basics: How It Works
An EMV chip is a secure microprocessor (not just memory) that runs a payment application...