The 2025 “Unbreakable Trinity” That Achieves 99.8–99.99 % Fraud Block Rate (Used by every merchant/bank that loses <$1,000 per year to card testing and ATO)
Layer
What It Catches That the Others Miss
Individual Block Rate
Combined Block Rate (Real 2025 Data)
Real-World Example of What Slips...
Behavioral Biometrics vs Device Fingerprinting – 2025 Head-to-Head Comparison
(The only chart you need to decide what to deploy)
Criterion
Behavioral Biometrics (BioCatch, BehavioSec, etc.)
Device Fingerprinting (FingerprintJS, Sift, ThreatMetrix, SEON, etc.)
Winner 2025
Core question...
(The invisible layer that kills 85–95 % of sophisticated BIN attacks that survive velocity + BIN + 3DS)
What Behavioral Biometrics Actually Is (Not Marketing BS)
Behavioral biometrics continuously measures how a human (or bot) interacts with a website/app in real time — not who they claim to be...