debit or credit - what is better?!

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sptr

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• May 7, 2010

• #1

hii,

what is better, a debit or credit card?
and why??


does any european have already made experience with an usa debit in europe??
which bank has the best debits for european instore carders?

what is the average limit from a classic or gold/prem debit?

thank you

 

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sptr

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• May 18, 2010

• #2

can nobody help me?

i also need a good valid BIN list from dumps which work good in germany (also france and england) thanks

 

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bendahara

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• May 18, 2010

• #3

debit cards usually have no limit, the limit is the available balance in the bank account.

 

slacker

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• May 20, 2010

• #4

the downside to debits in some areas is when you swipe, it will default to enter your pin number. You will need to have the cashier ring it as credit at that point. This is mostly for self swipe termnals. If your not good at talking then it can be nerve racking at first.

 

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$$man

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• May 20, 2010

• #5

Debit card is the best koz you can spend $$$ according to your salary or whatever and you get your bank account debited at the end of the month for what you have spent on the card.

 

knowledge

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• May 21, 2010

• #6

sptr said:

hii,

what is better, a debit or credit card?
and why??


does any european have already made experience with an usa debit in europe??
which bank has the best debits for european instore carders?

what is the average limit from a classic or gold/prem debit?

thank you

Click to expand...

debit but only if you have pin for it..

 

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sptr

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• May 26, 2010

• #7

i will use them for instore carding and not for cash out
its also improtant that i will use them in eu (italy, france, germany, ..)

so i should take credits or?

 

roofer

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• Jun 1, 2010

• #8

the most important part of using debits, is that you MUST know the right place to shop, basically the POSs that wont require entering a pin number after a swipe and EU is not the best place for it.

 

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bamboocha

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• Jun 1, 2010

• #9

man get usa debit 101.and off cource will nt ask for pin,if u get 201 just broke the chip from a card and when the seller will try to use the card in chip and pin pad 2 times ,the pos will ask him to swipe customer card.than he will swipe and everything will b ok if the card have money and is fress offcource.u just need to pretend that sometimes chip is no working well and u need to cal the bank bt too lasy sometimes or u just forget

 

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goxakan

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• Jun 1, 2010

• #10

From my experience I can say when you swipe debit as credit, it will get stopped faster, but then again it's better to do just one big hit.

 

Ougi

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• Jun 2, 2010

• #11

For cashout :

Debit : If he has 500? you can withdraw directly 500 ? | Visa Electron or Maestro.
Credit: If he has 200 ? you can withdraw ? 500 directly, but there 's some cards it limits such as 100 ?. | Visa Classic, Gold, Platinum, Infinite.

Maybe in Italy you can use but in France very difficult.