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To clarify my findings, yes, they do check phone numbers against credit records, this becomes even more strict when there is an active fraud alert, if there is one, the fullz is basically dead because that means obviously the owner is aware. If you remove the alert, they will be notified and...

Just learnt something new and decided to share it. If this happens to you, it's likely the fullz has an active fraud alert with one or multiple of the 3 credit bureaus.

Hello, I recently tried getting into carding, I started messing with fullz, I tried registering for bank accounts, loans, debit cards, everything you can think of under 3 different fullz. I then tried PayPal, I even called support and they told me they needed a phone number registered under...