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I always buy on a regular basis:
Apple / iTunes - 70-75% hold
* (60-70% instant)
Razer Gold - 70-75% instant/cold
XBOX USD - 60-70% instant
* (70-75% hold)
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Amazon (physical) - 65-75% hold
Blizzard & Battle.net - 50-70% instant/hold
Eneba - 70-80% instant
Free...
