**HOW TO CASHOUT IN 2024**
D1SMAS
READ USEFUL INFO FIRST:
*The track 1 always starts with B for BANK
*CHECK BALANCE AT THE ATM & THIS WILL VERIFY THE EMV CHIP & PIN
*WORST CASE IF YOUR CHIP WONT WRAP CUZ NO IST FILE THEN RUN AS CREDIT & SWIPE (FOR TRANSACTIONS)
*AlWAYS GENERATE 3 ARQC CODES
*ALWAYS USE THE CORRECT PIN YOU CAN'T CHANGE IT TO WHAT YOU WANT
*ALWAYS VERIFY THE CARD IN X2 & CARDPEEK AFTER THE BURN PROCESS
*SETTING THE ATR IS CONSIDERED OPTIONAL BUT SHOULD BE DONE 1st &
SOMETIMES YOU HAVE TO SET THE ATR 3 TIMES IN A ROW BEFORE IT ACTUALLY SAVES TO THE CARD
*USE ATRGOD TO CHANGE THE ATR 3X & 3X FOR SAVING THE MAGSTRIPE
*MAKE SURE YOUR ATR DOESNT HAVE ANY SPACES/LETTERS OR THIS WILL BRICK YOUR CARD!!!
*DEBIT CARD DUMPS DONT HIT!!! BUY A CREDIT DUMP INSTEAD
*EXAMPLE DUMP THIS IS ALL YOU NEED TO MAKE THE CHIP!!
Track1: B4023470520591132^LUNGER/THOMAS^260720100000000000000048300000000
Track1 without cardholder name: B4023470520591132^/^260720100000000000000048300000000
Track2: 4023470520591132=26072010048300000000
PIN: 9496
*Track1 is 65 characters long
*Track2 is 37 characters long
*ADD 2 ZEROES to the end of the track data ^
*ADDITIONAL APPLICATION INFO
VISA AID: 31010
MASTERCARD AID: 41010
COUNTRY CODE USD: 0840
Application label: VISA DEBIT
Application label: VISA CREDIT
Application label: MASTER CARD CREDIT
Application label: MASTER CARD DEBIT
YOU WILL NEED “Java Card J2A040” 36k
FIND AND PURCHASE DUMP/TRACK FROM A TRUSTED VENDOR
OPEN MSRX SOFTWARE AS ADMINISTRATOR
COPY AND PASTE TRACK INFORMATION AFTER CONFIRMING CARD IS CLEAR "WRITE" TRACK INFORMATION ON MAGSTRIPE. Write the Tracks 1+2 to the Mag and swipe the blank 3 times, then press read and repeat the swipes to ensure data is on the card mag correctly. Be careful to press WRITE before WRITING and READ before READING.
Side note... for 101, and 121 dumps all you have to do is use MSRX and your MSR READER WRITER hardware and enter the track two, and track one from the track two information - Continue following for 201, 221, etc for Insert Chips! (The security on 1xx dumps are LOW But you must do these steps for the 2xx dumps guide to work.
INSERT CARD IN READER i.e. OMNIKEY 3121
OPEN JCOPMANAGER TO CONFIRM CARD IS COMPATIBLE
OPEN JCOPENGLISH TO DELETE JCOP FILES
SCRIPT OPTION: "CREDIT" FOR CC & "DEBIT" FOR DEBIT CARD
"FORMAT CHIP" FUSES IT
REOPEN JCOPMANAGER TO CONFIRM CHIP FUSED
OPEN ATR TOOL AND FIND APPLICABLE BANK INFORMATION TO SET ATR. Check that the card's cold atr changed in CardPeek by selecting EMV and press Analyze, If it says Java Blank Nigeria, it didn't, if it says VISA / Mastercard Etc Bank details at the top, your green! If it says the bank details and java card don't worry, as long as it isn't stating its blank!
OPEN X2 SOFTWARE. Enter the Track 2, Enter the AID (31010 or 41010), Pin, Currency Code, Country Code, Name (Select Erase Holdername - if No name dont Enter anything leave it blank), and Select Track 1 Data Button and enter the Disrection data found AFTER the 6 expiry date numbers after the track, i.e 22021010003002000.... the 10003002000 and beyond 0's would be the track 1 discretionary data. For the Application label, refer to cardpeek and open the emv tab again and read your card, it will either be VISA CREDI, VISA DEBIT, INTERAC, VISA CREDIT, etc.
Next Press Change Data for the PREF NAME and the EXPIRATION DATE, google the month it expires in and find that years final day, i.e october 31st in 2022 due to leap years, etc. Select VISA or MC or AMEX BUY PLUGIN, and select OMNIKEY and press CREDIT - Double check you've included every field necessary
It will say JOB COMPLETED, then head to the IST LOAD page and copy the details you've entered on the EMV page, and at the top bar where it says open... press that and locate the IST file, this part is extremely vital, you MUST have a matching BIN (the first 6 digits of the card) to the IST or your card won't hit green, ensure you have a REAL CARD or use one of the given IST's included in the Package. You must have an IST file that matches the card type and bin.
(OPTION ONE) The final three boxes you'll have empty are the ARQC 1, 2, and 3. For these, open "Arqc_Gen" and enter the PAN which is the first 16 digits of your TRACK 2, and also be sure to change the country and currency code to be accurate to the card details, and change the ATC to 0001, press generate, copy the ARQC to X2.5 to slot one in the LOAD IST page, then go back to Arqc_Gen and change the ATC to 0002, then press generate, leaving the other details alone, now copy the new ARQC key to X2.5 to slow two in the LOAD IST page, then go to Arqc_Gen again finally and change the ATC to 0003, then press generate and copy the final 3rd ARQC to the LOAD IST page on X2.5. Now PresS BURN in X2.5. Job Completed.
(OPTION 2)
Now you will open “BP tools Cryptographic Calculator”
In the top tabs of this “Bp Tools Cryptographic Calculator,” you will see the “EMV” tab click on it and select “Application Cryptograms” then select “EMV 4.2” and you will see you will end up on a screen with “UDK” tab selected.
Now you will see options boxes for “MDK” “PAN” and “PAN Seq Nr” you will also see “UDK Derivation Option” with “Option A” and “Key Parity” with “Odd” Selected.
The only thing you need to change on this screen is “PAN” which obviously stands for “Primary Account Number” and you will get that from your “Track 2” so see the first 16 digit number that is also the “16 Digit Card Number.”
Go back to X2 and in the “EMV tab” you will see the “first 16 digits of the card number” copy them and now go to the “BP tools calculator” to replace the default PAN number with “Your own PAN number” leave everything as default.
Now you will click on the “Green Padlock” and you will see that will add “MDK” and “UDK” inside the “output screen” on the right side.
Then you will click on the next tab called “Common Session Key” and without changing anything “Click the padlock” this will add more data such as “Common Session Key Derivation” and other keys in our “Output Screen”
Then click on the second last tab called “AAC/ARQC/TC” and hit the “Green Padlock” now this is the last step to get what we are looking for see the bottom of your “Output Screen” and you will see the “AC Generated Number” and that’s the ARQC we are looking for, so copy that number and close this “BP tool” as all the work for this is done.
Go to EMV -> Application Cryptograms -> EMV v4.2
In UDK tab enter the PAN (16 digits) and click the green unlock
In Common session key tab click ATC and make sure it says 001 or (002 & 003) then click the green unlock
Finally go to the AAC/ARQC/TC tab and click the green unlock
you will get a message like:
AC generated: BF58A64121887F81
ARQC = BF58A64121887F81
After you have 1,2,3 ARQC codes then
Once you have the “IST File Path” + Track 2 + ARQC 1″ on this page it’s time to click on the “Burn” button.
Once you have done everything right you will see the “Completed
Job” popup.
**ALL SOFTWARE NEEDED IS AVAILABLE FOR SALE AT BACKDOORDOWNLOADS
**2024 CLONE TUTORIAL**
D1SMAS
READ USEFUL INFO FIRST:
*The track 1 always starts with B for BANK
*CHECK BALANCE AT THE ATM & THIS WILL VERIFY THE EMV CHIP & PIN
*WORST CASE IF YOUR CHIP WONT WRAP CUZ NO IST FILE THEN RUN AS CREDIT & SWIPE (FOR TRANSACTIONS)
*AlWAYS GENERATE 3 ARQC CODES
*ALWAYS USE THE CORRECT PIN YOU CAN'T CHANGE IT TO WHAT YOU WANT
*ALWAYS VERIFY THE CARD IN X2 & CARDPEEK AFTER THE BURN PROCESS
*SETTING THE ATR IS CONSIDERED OPTIONAL BUT SHOULD BE DONE 1st &
SOMETIMES YOU HAVE TO SET THE ATR 3 TIMES IN A ROW BEFORE IT ACTUALLY SAVES TO THE CARD
*USE ATRGOD TO CHANGE THE ATR 3X & 3X FOR SAVING THE MAGSTRIPE
*MAKE SURE YOUR ATR DOESNT HAVE ANY SPACES/LETTERS OR THIS WILL BRICK YOUR CARD!!!
*DEBIT CARD DUMPS DONT HIT!!! BUY A CREDIT DUMP INSTEAD
*EXAMPLE DUMP THIS IS ALL YOU NEED TO MAKE THE CHIP!!
Track1: B4023470520591132^LUNGER/THOMAS^260720100000000000000048300000000
Track1 without cardholder name: B4023470520591132^/^260720100000000000000048300000000
Track2: 4023470520591132=26072010048300000000
PIN: 9496
*Track1 is 65 characters long
*Track2 is 37 characters long
*ADD 2 ZEROES to the end of the track data ^
*ADDITIONAL APPLICATION INFO
VISA AID: 31010
MASTERCARD AID: 41010
COUNTRY CODE USD: 0840
Application label: VISA DEBIT
Application label: VISA CREDIT
Application label: MASTER CARD CREDIT
Application label: MASTER CARD DEBIT
YOU WILL NEED “Java Card J2A040” 36k
FIND AND PURCHASE DUMP/TRACK FROM A TRUSTED VENDOR
OPEN MSRX SOFTWARE AS ADMINISTRATOR
COPY AND PASTE TRACK INFORMATION AFTER CONFIRMING CARD IS CLEAR "WRITE" TRACK INFORMATION ON MAGSTRIPE. Write the Tracks 1+2 to the Mag and swipe the blank 3 times, then press read and repeat the swipes to ensure data is on the card mag correctly. Be careful to press WRITE before WRITING and READ before READING.
Side note... for 101, and 121 dumps all you have to do is use MSRX and your MSR READER WRITER hardware and enter the track two, and track one from the track two information - Continue following for 201, 221, etc for Insert Chips! (The security on 1xx dumps are LOW But you must do these steps for the 2xx dumps guide to work.
INSERT CARD IN READER i.e. OMNIKEY 3121
OPEN JCOPMANAGER TO CONFIRM CARD IS COMPATIBLE
OPEN JCOPENGLISH TO DELETE JCOP FILES
SCRIPT OPTION: "CREDIT" FOR CC & "DEBIT" FOR DEBIT CARD
"FORMAT CHIP" FUSES IT
REOPEN JCOPMANAGER TO CONFIRM CHIP FUSED
OPEN ATR TOOL AND FIND APPLICABLE BANK INFORMATION TO SET ATR. Check that the card's cold atr changed in CardPeek by selecting EMV and press Analyze, If it says Java Blank Nigeria, it didn't, if it says VISA / Mastercard Etc Bank details at the top, your green! If it says the bank details and java card don't worry, as long as it isn't stating its blank!
OPEN X2 SOFTWARE. Enter the Track 2, Enter the AID (31010 or 41010), Pin, Currency Code, Country Code, Name (Select Erase Holdername - if No name dont Enter anything leave it blank), and Select Track 1 Data Button and enter the Disrection data found AFTER the 6 expiry date numbers after the track, i.e 22021010003002000.... the 10003002000 and beyond 0's would be the track 1 discretionary data. For the Application label, refer to cardpeek and open the emv tab again and read your card, it will either be VISA CREDI, VISA DEBIT, INTERAC, VISA CREDIT, etc.
Next Press Change Data for the PREF NAME and the EXPIRATION DATE, google the month it expires in and find that years final day, i.e october 31st in 2022 due to leap years, etc. Select VISA or MC or AMEX BUY PLUGIN, and select OMNIKEY and press CREDIT - Double check you've included every field necessary
It will say JOB COMPLETED, then head to the IST LOAD page and copy the details you've entered on the EMV page, and at the top bar where it says open... press that and locate the IST file, this part is extremely vital, you MUST have a matching BIN (the first 6 digits of the card) to the IST or your card won't hit green, ensure you have a REAL CARD or use one of the given IST's included in the Package. You must have an IST file that matches the card type and bin.
(OPTION ONE) The final three boxes you'll have empty are the ARQC 1, 2, and 3. For these, open "Arqc_Gen" and enter the PAN which is the first 16 digits of your TRACK 2, and also be sure to change the country and currency code to be accurate to the card details, and change the ATC to 0001, press generate, copy the ARQC to X2.5 to slot one in the LOAD IST page, then go back to Arqc_Gen and change the ATC to 0002, then press generate, leaving the other details alone, now copy the new ARQC key to X2.5 to slow two in the LOAD IST page, then go to Arqc_Gen again finally and change the ATC to 0003, then press generate and copy the final 3rd ARQC to the LOAD IST page on X2.5. Now PresS BURN in X2.5. Job Completed.
(OPTION 2)
Now you will open “BP tools Cryptographic Calculator”
In the top tabs of this “Bp Tools Cryptographic Calculator,” you will see the “EMV” tab click on it and select “Application Cryptograms” then select “EMV 4.2” and you will see you will end up on a screen with “UDK” tab selected.
Now you will see options boxes for “MDK” “PAN” and “PAN Seq Nr” you will also see “UDK Derivation Option” with “Option A” and “Key Parity” with “Odd” Selected.
The only thing you need to change on this screen is “PAN” which obviously stands for “Primary Account Number” and you will get that from your “Track 2” so see the first 16 digit number that is also the “16 Digit Card Number.”
Go back to X2 and in the “EMV tab” you will see the “first 16 digits of the card number” copy them and now go to the “BP tools calculator” to replace the default PAN number with “Your own PAN number” leave everything as default.
Now you will click on the “Green Padlock” and you will see that will add “MDK” and “UDK” inside the “output screen” on the right side.
Then you will click on the next tab called “Common Session Key” and without changing anything “Click the padlock” this will add more data such as “Common Session Key Derivation” and other keys in our “Output Screen”
Then click on the second last tab called “AAC/ARQC/TC” and hit the “Green Padlock” now this is the last step to get what we are looking for see the bottom of your “Output Screen” and you will see the “AC Generated Number” and that’s the ARQC we are looking for, so copy that number and close this “BP tool” as all the work for this is done.
Go to EMV -> Application Cryptograms -> EMV v4.2
In UDK tab enter the PAN (16 digits) and click the green unlock
In Common session key tab click ATC and make sure it says 001 or (002 & 003) then click the green unlock
Finally go to the AAC/ARQC/TC tab and click the green unlock
you will get a message like:
AC generated: BF58A64121887F81
ARQC = BF58A64121887F81
After you have 1,2,3 ARQC codes then
Once you have the “IST File Path” + Track 2 + ARQC 1″ on this page it’s time to click on the “Burn” button.
Once you have done everything right you will see the “Completed
Job” popup.
**ALL SOFTWARE NEEDED IS AVAILABLE FOR SALE AT BACKDOORDOWNLOADS
**2024 CLONE TUTORIAL**
Last edited:
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AT 
IN 2024 
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TUTORIAL WILL BE AVAILABLE SOON**
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