About Encoding

If Someone can Help me with encoding ccv debit cards so that it will let me obtain access to account from ATM if possible i know how to encode ccv credit accounts but seems to only work for under 20$ if any one know a way please give advise on either for the debit or credit so that limit will be higher (Need to encode card as you would for Tracks)

you maybe misunderstood how i worded it I'm able to turn cc number with exp into a track but I'm only able to charge no more then 20$ wanted to know if its away to do the same for debit card numbers as it only works for credit card numbers