SHADOW INTERNET "PROFESSIONS": SALARIES, SPECIFICS, PROSPECTS #2_CARDING

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The series of articles about professions in the darknet continues, and we move on to the next" hype " work in the shadow network - carding. How much carders earn "on average", why they are still alive and why they are dangerous.

Disclaimer: We do not promote prohibited activities and strongly recommend that no one violates the law. The article was created for informational purposes, to dispel misconceptions about easy money.

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Carding and its types​

Carding is a form of fraud in which the fraudster actually pays with someone else's bank card (usually a person from another country, an American/European) for goods and services on the Internet, withdraws money from the card, or converts the available data into tangible and intangible assets in any other way.

There are actually three carding directions, with different subspecies:
  1. Duffel carding through online purchases - Aliexpress, Amazon and other foreign product platforms, without knowing the PIN code.
  2. "Draining" funds without knowing the PIN code to a semi-fiat account: replenishing the balance of SIM cards to about 15,000 rubles, transferring them to payment systems like paypal, qiwi, etc.
  3. Withdrawal of funds from a duplicate bank card through an ATM by stealing the PIN code of the card (and all its data) through viruses that infect the RAM of the ATM (it also has an operating system), or through special invisible overlays on the ATM keyboard with small and inconspicuous technical devices that read the card reader inside other data.

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Actually overlays on the keyboard and card reader

But this is the most brazen and most profitable direction of carding. Many of these devices are not cheap, and preparation for such events should be at the highest level (To put, simultaneously copy, write card data on magnetic strips of cards like Pyaterochka, have time to cash out money from already recorded duplicates, have time to remove these overlays before "exposure" , etc.).

Most modern ATMs read data from cards thanks to the magnetic stripe (the black stripe on the back of the card), and not from the chip. At the same time, the stolen credit / debit card data can be recorded on the same magnetic stripe of a discount card from Pyaterochka or any discount card. The device that does this in a flash costs only 400-1000 dollars and is sold legally even on Aliexpress.

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Actually, above is the first reason why CARDING is ALIVE.

The second reason: paying online is easy. For example, you bought credit card data on a shadow forum from a hacker who recently hacked into some server, such as an online store where thousands of people paid with cards (and accordingly entered their card data, which was leaked to the hacker, and later to you). If you think you need access to a person's phone number, you don't.

In the West (USA/Europe), 3-d secure is not practiced, there is no confirmation by SMS. They practice entering a security code (not a pin code), which is set when you receive a card from a bank to make online purchases. Accordingly, first of all, this code leaks like all card data in case of hacking. Secondly: there are a lot of sites where you don't even need it, for example, to order even an iPhone from Aliexpress to someone else's card data, you just need to enter the card number, the first and last name of the holder, the expiration date of the card and the three digits on the back of cvv2 so-called. That's it, the money will be debited, and the iPhone will be delivered to the specified address. It is not a fact that a person will have time to cancel a chargeback payment(but if they didn't have time, everyone would be doing carding and think that it is so easy) or even notice the debit of money from a credit card (SMS notification about debiting funds is very often disabled in the West). Amazon does not even require a cvv2 code at all, and it only needs the data on the front side to charge money, SMS will not have to be entered even from a Russian card.

Earn carders in different ways, just as the level of their skill is very different: someone just turns on the proxy and starts "driving" all the available credit card data on different sites and systems (testing) from the computer and orders parcels (downs) to their home address, and someone is hung with dediks, vpns, virtual machines and orders for the data of a drop (American/European), and when it receives it, it sends it to the address of your girlfriend/bati, etc.

On average, a more or less "run - in" carder-duffel bag (ordering parcels with iPhones and liquid goods) is able to earn about$ 5000-10000 per month completely without strain. "With tension" up to $ 50,000 per month carders with 2-4 months of experience.

But do not think that carders are not caught. They catch you and do something else. True, to say, much, much less often than drug dealers on the Darknet. And they earn, if they have a certain experience and determination, many times more, just as they go free-many times longer.

Speaking of carding with a lot of PIN codes, here the amount can reach up to 10+ million rubles in 1-2 days, but, as you can guess, the risks of being accepted increase exponentially.

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A famous former carder and just a good person
 
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