Methods of accepting payments on the site: what you need to know and how to set up

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The question of accepting payments arises before each owner of an online store - starting with the choice of payment methods and ending with their connection to the site. Acceptance of payments on the site is necessary for both a developing business and beginners who are just starting their own business. At the same time, users are far from always able to understand what this process implies. There is a lot of information you can find about the nuances that need to be considered when choosing a payment aggregator, but there are a couple of main points that should be mentioned again.

You can accept payments on the website in different ways:
  • directly through the acquiring bank (payment by credit cards);
  • through a specific payment system;
  • using a payment aggregator that combines several payment systems.

Methods of accepting payments on the site: payment aggregators

The payment aggregator combines several payment systems at once. He acts as an intermediary between the entrepreneur and the payment system.

The main advantage of this method is that you get many different options for accepting payments (bank cards too), but you do not need to conclude an agreement with each payment system separately. Although the commission is higher than in the previous version. The money is first credited to the aggregator's account, and then transferred from it to your details.

The criteria for choosing an aggregator are about the same: the size of the commission, the conditions and terms of connection, the availability of technical support.

How to add methods of accepting payments on the site?

Step 1. You need to enter the administration mode and open the settings section with the "Payment" subsection, and then click on the "Add payment method" button.

Step 2. Selecting the option "Through an online payment system" and pressing a key indicating further movement.

Step 3. Select a payment module and click on the "Next" button.

Step 4. Entering the desired description, name, and instructions for the buyer on payment on the module settings page.

Step 5. Selecting my desired currency, in which the amount of orders will be transferred to the gateway of the "Interkassa" payment system.

Step 6. Selecting a payment method on the site that should be offered to the buyer when choosing a payment through this system. To avoid restricting buyers' choice of only one payment method, leave the option "At the buyer's choice".

The tab for setting the payment method should be left open to enter additional parameters.
 
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