How to use it and how to add a card to Apple Pay in a few minutes

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You don't need to use a bank card when paying for goods. If you have Apple Pay, you can pay directly from your phone. All you need to do is link. Plastic to the specified mobile payment system on your iPhone.

Content
  1. What is Apple Pay?
  2. System requirements
  3. Payment security
  4. Which banks support Apple Pay
  5. Which Sberbank cards can be connected to your phone
  6. How to connect and configure Apple Pay
  7. On iPhone or iPad
  8. On Apple Watch
  9. On Mac
  10. Possible problems
  11. How to link a Pushkinskaya card to an iPhone
  12. How to pay with an iPhone instead of a bank card

What is Apple Pay?​

This is a payment system that allows you to make purchases in a contactless way. It is enough to attach the Apple device to the terminal at the checkout, and the money will go to the addressee.

You can pay using this method on your devices:
  • iPhone;
  • iPad;
  • Apple Watch.
You can also pay via Apple Pay in online stores. At the same time, the user does not have to constantly specify the number, service life, and CVC code of the plastic. It is enough to send a confirmation for the transaction once.

System requirements​

The main condition for a contactless card is the presence of NFC technology on the device. Through this system, data is exchanged between the smartphone and the terminal.
What devices do contactless payment work on?:
  • On iPhone 6 and later smartphones. They have NFC on them.
  • In iPhones 5, 5C and 5S, you can only pay with a link to Apple Watch. The reason is that the specified models do not have NFC technology. But smart watches have such a system. Moreover, it is built into all Apple watches.
  • In iPad Mini3 and iPad Air 2. On later versions, contactless payment is also built in.
  • On Mac computers. Payment is available on PCs that have been released since 2012.

Payment security​

Contactless payment is completely safe.

This is due to the following factors:
  1. NFC wireless technology has a low range – up to 10 cm. If the distance is longer, the terminal will not see your device. This feature makes payments secure. No one can intercept the signal.
  2. The user's fingerprint is required to confirm the transaction. Or a secret code that only the user knows. You can also enable Face ID authorization.
Important! Don't tell anyone the passwords and secret codes that are sent to your phone when using the card. This will help protect your funds from scammers.

Which banks support Apple Pay​

Today, all major banking institutions of the Russian Federation work with this payment system:
  • Sberbank;
  • VTB Bank;
  • Rosselkhozbank;
  • Tinkoff;
  • Alfa-Bank, etc.
You can find out exact information about the availability of payment via Apple Pay on the bank's website. Or by calling the support service of this institution. The banks ' website also provides detailed instructions on how to set up the Apple Pay system on your smartphone.

Which Sberbank cards can be connected to your phone​

The Apple Pay payment system works on bank cards:
  • VISA;
  • MasterCard;
  • world.
To enable remote payment, you need to attach Sberbank plastic to Apple Pay. You can perform this operation in the Sberbank app.

How to link a bank card to an iPhone in Sberbank Online:
  1. We go to the mobile bank.
  2. Choose the plastic that you want to connect.
  3. Open settings.
  4. Click on the label "Contactless payment".
  5. Select "Add to Apple Wallet". Then follow the bank's further instructions.
After setting up the Apple Pay system, the contactless payment status will appear next to the card in mobile banking.

How to connect and configure Apple Pay​

All settings are made in the Wallet Pay program. You can download and install it via the App Store. Depending on the device, the instructions for adding a card to Apple Pay differ.

On iPhone or iPad​

Users can add a new map. Or connect previously used plastic associated with the Apple ID.

To add a new card to Apple Pay in Wallet, you need to:
  1. Log in to the program.
  2. Select "Add".
  3. Decide whether to use a debit or credit card.
  4. Click on the "Continue" button.
  5. Select your bank in the list that appears.
  6. Specify banking details.
  7. Connect your bank card and confirm the link.
The bank will send you an SMS code. You need to enter it in the appropriate field. After confirmation, the card will be successfully added.

How do I attach previously used plastic? In this case, after clicking on the "Add" button, select "Previously added maps". Next, the procedure is similar. If you have other connected iPhone and Apple Watch devices, you can also link them in the app.

On Apple Watch​

In this case, you need to:
  1. Log in to the Wallet program on your smartwatch.
  2. Go to the bottom and click "Add map".
  3. Choose which plastic you want to connect. If the plastic was attached, then click "Previous card".
  4. Click "Continue".
  5. Enter the plastic data.
  6. We confirm that the card is attached by sending an SMS code.

On Mac​

The process of connecting a device consists of several stages:
  1. On a Mac computer with Touch ID, go to the "System Settings" section.
  2. Select the "Wallet and Apple Pay" tab.
  3. Click "Add card".
  4. Enter the plastic card details and confirm that the device is connected.
If you don't have Touch ID on your Mac, then contactless payment is only available via compatible devices. To do this, go to settings and activate the "Pay on Mac" option.

Possible problems​

When connecting to the Apple Pay system, the following errors sometimes occur:
  • The map issue region and device don't match. To resolve the issue, go to settings and check the region. If the user is from the Russian Federation, then there should be an inscription "Russia".
  • The bank card is invalid. Your plastic card may have expired. Either you specified incorrect banking details. You need to check everything again and reconnect the device.
  • The banking app is not installed. Some banks allow you to attach your card to Apple Pay only through their own programs. In this case, you will need to download such an application. You won't be able to bypass the restriction.
  • Server crashes. Problems usually last a short time. After 10-20 minutes, everything should work. So try setting up your card in Wallet again.

How to link a Pushkinskaya map to an iPhone​

To enable the Pushkinskaya card in Apple Pay, you must:
  1. Open the program "Gosuslugi Kultura".
  2. Select your bank card details.
  3. Copy the plastic number.
  4. Log in to the Wallet app.
  5. Click on the plus sign. It is located at the top right.
  6. Scan plastic with a QR code. This will prevent you from entering your bank details manually.
  7. Read the service's rules and give your consent.
  8. Confirm the connection with an SMS code. It will be sent to your phone number.
At the end, you will see a notification that the Pushkinskaya map has been added.

How to pay with an iPhone instead of a bank card​

After successful linking in the Apple Pay system, you can make contactless purchases. You don't need to use plastic. It is enough to have any compatible Apple device that is linked to the card with you.

How to use Apple Pay correctly on iPhone 11 when paying for a purchase:
  1. Log in to the Wallet app.
  2. Log in via Touch ID or Face ID.
  3. Hold your phone up to the terminal.
  4. Hold your iPhone 11 over the terminal until the money is debited.

After successful payment, the message "Done" will appear on the iPhone screen. Now you can exit the app and put your phone away. You can pay for products using Apple Pay not only in physical stores. Payments are also available on online platforms. For example, in the iTunes Store.

If you have any questions about this topic, ask in the comments and our expert will definitely answer you.
 
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