An old article written by El from the SC Archives. Hopefully someone will find it useful. Enjoy.
--kilobit
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Payroll Checks For Fun & Profit (El Mariachi):
Copied from Counterfeit Library as reposted to SC
Grocery stores are one of the better places to make money and so here is an example of some old style money making that still works today Novelty makers and people with check experience may find this useful.
What you will need:
A. 10 Novelties
B. Versa-Chek
C. Business Check Paper
D. Dot Matrix Printer
E. Laser Printer with MICR Toner cart installed
F. One weekend Of your time
What you do is pick a town with a Safeway or Country Market Or Kroger, make sure they have at least 10 stores in the community you are in, you can also just pick a town with all three of these stores in it and just take them all.
Start by picking out a set of 2 or 3 local banks. Open a small account in each of them with no more than 100.00 in each. You are doing this primarily to get the account numbers from the bank(in the old days you could make this info up and all you needed was the routing code or ABA number but today most systems you are up against already have cashed checks from these local banks and the computer that you are up against already knows that after the routing code the account number for that bank should be xxxxxxxx. So making a mistake and printing a made up number would invalidate your work. So either you social engineer the info (not to hard just call the bank ask for a teller sound stupid “Uhh my brother wants me to wire money to him to fix his car and I have the info but what does the account number look like” tellers response well sir if you look over to the right of the check that is the account number” Stupid persons response “You mean the one that starts with 2xxx” Tellers response no our account numbers start with 19 and they are 7 numbers see that on the account number” Stupid persons response “Oh yeah ok well thank ya Miss I will be right on down”
Ok so if you social engineer it its cheaper and saves you time. Now on to the next step.
You then pick a company in town Construction Firms are usually the best as before in the Credit Union post you want to pick a firm that looks like it can pay its bills and is somewhat known in the community not that well but maybe they have a decent yellow page ad at least something that closes on Friday at 5:00 pm and you never hear from them until Monday. Computer companies and Graphics design companies are in Grocery peoples mind as companies that come and go but a good Construction firm stays the course.
Like in San Antonio the county is Bexar County and the one firm there that PayPals out in my mind is Bexar Electric. they are an Electricians Company and they have been there many many years. So if you were say in Fresno California you could say Fresno Electric or Fresno Concrete. Anyway it has an effect for some reason on people when you have the county name as a company name.
Next up you do your checks on the laser printer with the MICR toner cart and print out checks for 475.00 and 575.00 and 398.33 and so forth. The idea is to do the payroll in different amounts so the computer that you run up against will not tag same amount checks being cashed at various units. Make them out in your novelties and you can use the same name on the novelties just make sure you use a different license number on it and make sure that the numbers match the state of id you are using as the computers will have most of those numbers programmed.
After you print you payroll checks then set about getting ready and start on Friday night starting at 6:30pm and up until about 8:00pm make sure that the company you are using is closed before you go.
Quit at about 8:00pm because at that time grocery stores like to close the customer service windows at 9:00pm and they like to start counting the drawers out and getting ready for the next shift about an hour prior to closing the window. the idea is that you are bothering there routine and who in the heck is cashing a check that late anyway. Most people are supposed to be out drinking it up or at home on Friday after 8:00pm.
Saturday you wake up get dressed and hit the bricks about 11:00pm or 12:00 noon and cash until you are through or until 7:00pm that evening. They have plenty of cash by noon or so and so they usually do not refuse you at that time based upon the amounts and they are very busy at those windows and are usually not going to do to much but give you your money and move on.
You can clear anywhere from 7500.00 to 9500.00 in one weekend this way with little more than driving time between you and the next store. You can vary your travels from a Safeway and then Krogers and then Country Markets and vary your travels this way and get ready and do the next town.
Skip towns like Las Vegas and Casino areas as they have so many people trying frauds there to get back to the tables that they are wise to everything and then some plus they usually check you out more in those places. Try the mid-west and the areas east of Nebraska. Florida is Ok on this as well.
Before you go always ask a store what there policy is on payroll checks. they usually ask for ID local or neighboring state and or Military ID which is good everywhere and a backup depending on the store. Always ask the Manager of the store you are going to target on Saturday as this gives you quick answers to your questions and its the day you will make most of your money and those people are in charge on that day so you will know what they want on a busy day.
Once you have your target or targets you will know how to approach them in a calm and decent manner. I would always make eye contact with the females and flirt just a bit with them its great policy even at banks. Flirting gives them a sense of well being as well as makes you feel warmer to them.
You should finish up on Sunday and work it from 1:00pm till around 3:00pm or at the latest 4:00 the reason you wait until 1:00pm is to let the church crowd out and the store begins to fill with Sunday shoppers and its gets a bit busy and you can finish up while the business is still somewhat busy. After 4:00pm the stores die down and its over for check cashing most teller windows in the customer service counter close early on Sunday and the cash is all in the safe waiting for armored to pick up on Monday so you might get allot of refusals after 4:00pm. So its best to stop there.
After you are done pack up and leave on Monday morning and travel until you are at least 500 miles away from that area.
You should have cashed at least 22 to 25 checks with an average ticket of 475.00 and cleared after hotel and gas and other expenses about 10,000.
If you did this 6 months out of the year you would make about 60k enough to kick back on and plan other ops.
What you are up against:
Computer readers that usally use SCAN or in some rare cases Equifax but usually SCAN is the top one their database is good but what trips them up his having different routing codes on the checks along with a different dl number for each check. The software allows payroll and understands that payroll can come in the form of checks all from the same bank up to around 15 or 20 at different stores over the course of one day as long as the dl# is different. This is why you break up into using the three stores above because if you use like Winn Dixie the software stops ya after about 5 checks. So to do them you need every check to have a different ABA routing code and account numbers that match the bank.
The software is not that hard to beat and your check if denied is only denied against the company not you so its easy to walk out muttering “That stupid company I work for man I wish they would pay there bills on time hell I barely got paid today”
No one accuses you of anything and you walk every time and many stores are used to that then you know to stop and move on or change routing codes and use a new dl.
For those of you that make novelties and good ones you can clear serious money and for those who buy then they are definitely worth buying as many as you can because you can use this time and time again.
Well that’s all for now hope you enjoyed reading it as much as I did writing it.
_________________
SC-Tutorial
Original Shadowcrew Tutorials and Topics
--kilobit
----------------------------------------------------------------------------------------
Payroll Checks For Fun & Profit (El Mariachi):
Copied from Counterfeit Library as reposted to SC
Grocery stores are one of the better places to make money and so here is an example of some old style money making that still works today Novelty makers and people with check experience may find this useful.
What you will need:
A. 10 Novelties
B. Versa-Chek
C. Business Check Paper
D. Dot Matrix Printer
E. Laser Printer with MICR Toner cart installed
F. One weekend Of your time
What you do is pick a town with a Safeway or Country Market Or Kroger, make sure they have at least 10 stores in the community you are in, you can also just pick a town with all three of these stores in it and just take them all.
Start by picking out a set of 2 or 3 local banks. Open a small account in each of them with no more than 100.00 in each. You are doing this primarily to get the account numbers from the bank(in the old days you could make this info up and all you needed was the routing code or ABA number but today most systems you are up against already have cashed checks from these local banks and the computer that you are up against already knows that after the routing code the account number for that bank should be xxxxxxxx. So making a mistake and printing a made up number would invalidate your work. So either you social engineer the info (not to hard just call the bank ask for a teller sound stupid “Uhh my brother wants me to wire money to him to fix his car and I have the info but what does the account number look like” tellers response well sir if you look over to the right of the check that is the account number” Stupid persons response “You mean the one that starts with 2xxx” Tellers response no our account numbers start with 19 and they are 7 numbers see that on the account number” Stupid persons response “Oh yeah ok well thank ya Miss I will be right on down”
Ok so if you social engineer it its cheaper and saves you time. Now on to the next step.
You then pick a company in town Construction Firms are usually the best as before in the Credit Union post you want to pick a firm that looks like it can pay its bills and is somewhat known in the community not that well but maybe they have a decent yellow page ad at least something that closes on Friday at 5:00 pm and you never hear from them until Monday. Computer companies and Graphics design companies are in Grocery peoples mind as companies that come and go but a good Construction firm stays the course.
Like in San Antonio the county is Bexar County and the one firm there that PayPals out in my mind is Bexar Electric. they are an Electricians Company and they have been there many many years. So if you were say in Fresno California you could say Fresno Electric or Fresno Concrete. Anyway it has an effect for some reason on people when you have the county name as a company name.
Next up you do your checks on the laser printer with the MICR toner cart and print out checks for 475.00 and 575.00 and 398.33 and so forth. The idea is to do the payroll in different amounts so the computer that you run up against will not tag same amount checks being cashed at various units. Make them out in your novelties and you can use the same name on the novelties just make sure you use a different license number on it and make sure that the numbers match the state of id you are using as the computers will have most of those numbers programmed.
After you print you payroll checks then set about getting ready and start on Friday night starting at 6:30pm and up until about 8:00pm make sure that the company you are using is closed before you go.
Quit at about 8:00pm because at that time grocery stores like to close the customer service windows at 9:00pm and they like to start counting the drawers out and getting ready for the next shift about an hour prior to closing the window. the idea is that you are bothering there routine and who in the heck is cashing a check that late anyway. Most people are supposed to be out drinking it up or at home on Friday after 8:00pm.
Saturday you wake up get dressed and hit the bricks about 11:00pm or 12:00 noon and cash until you are through or until 7:00pm that evening. They have plenty of cash by noon or so and so they usually do not refuse you at that time based upon the amounts and they are very busy at those windows and are usually not going to do to much but give you your money and move on.
You can clear anywhere from 7500.00 to 9500.00 in one weekend this way with little more than driving time between you and the next store. You can vary your travels from a Safeway and then Krogers and then Country Markets and vary your travels this way and get ready and do the next town.
Skip towns like Las Vegas and Casino areas as they have so many people trying frauds there to get back to the tables that they are wise to everything and then some plus they usually check you out more in those places. Try the mid-west and the areas east of Nebraska. Florida is Ok on this as well.
Before you go always ask a store what there policy is on payroll checks. they usually ask for ID local or neighboring state and or Military ID which is good everywhere and a backup depending on the store. Always ask the Manager of the store you are going to target on Saturday as this gives you quick answers to your questions and its the day you will make most of your money and those people are in charge on that day so you will know what they want on a busy day.
Once you have your target or targets you will know how to approach them in a calm and decent manner. I would always make eye contact with the females and flirt just a bit with them its great policy even at banks. Flirting gives them a sense of well being as well as makes you feel warmer to them.
You should finish up on Sunday and work it from 1:00pm till around 3:00pm or at the latest 4:00 the reason you wait until 1:00pm is to let the church crowd out and the store begins to fill with Sunday shoppers and its gets a bit busy and you can finish up while the business is still somewhat busy. After 4:00pm the stores die down and its over for check cashing most teller windows in the customer service counter close early on Sunday and the cash is all in the safe waiting for armored to pick up on Monday so you might get allot of refusals after 4:00pm. So its best to stop there.
After you are done pack up and leave on Monday morning and travel until you are at least 500 miles away from that area.
You should have cashed at least 22 to 25 checks with an average ticket of 475.00 and cleared after hotel and gas and other expenses about 10,000.
If you did this 6 months out of the year you would make about 60k enough to kick back on and plan other ops.
What you are up against:
Computer readers that usally use SCAN or in some rare cases Equifax but usually SCAN is the top one their database is good but what trips them up his having different routing codes on the checks along with a different dl number for each check. The software allows payroll and understands that payroll can come in the form of checks all from the same bank up to around 15 or 20 at different stores over the course of one day as long as the dl# is different. This is why you break up into using the three stores above because if you use like Winn Dixie the software stops ya after about 5 checks. So to do them you need every check to have a different ABA routing code and account numbers that match the bank.
The software is not that hard to beat and your check if denied is only denied against the company not you so its easy to walk out muttering “That stupid company I work for man I wish they would pay there bills on time hell I barely got paid today”
No one accuses you of anything and you walk every time and many stores are used to that then you know to stop and move on or change routing codes and use a new dl.
For those of you that make novelties and good ones you can clear serious money and for those who buy then they are definitely worth buying as many as you can because you can use this time and time again.
Well that’s all for now hope you enjoyed reading it as much as I did writing it.
_________________
SC-Tutorial
Original Shadowcrew Tutorials and Topics
