10 ways to easily and quickly top up your PayPal account

[CarderPlanet]

Among international payment systems, PayPal is the most famous. However, if Russian users do not have any problems with registration, then deposits or other transactions to third parties raise questions.

PayPal − popular money transfers that allow you to instantly send any amount from one person to another. The service makes it easy to shop in foreign stores. That is why this international payment system is now used all over the world.

Content

1. Limits and commissions for transferring funds to PayPal
2. How to add funds to PayPal
3. Via the terminal
4. From a bank card
5. How to top up PayPal with a Sberbank card
6. How to top up PayPal with a Tinkoff card
7. From a virtual bank card
8. Via invoicing in the PayPal system
9. Via a request for funds
10. Top-up via Euroset or Svyaznoy
11. From Yumani
12. From a Qiwi wallet
13. PayPal Security
14. For what reasons is the transfer rejected by the system?
15. How to transfer money to PayPal to another person
16. Transfers of funds abroad

Limits and commissions for transferring funds to PayPal​

Deposits to your PayPal account are made taking into account commissions and set limits. The service has several rules regarding the payment of commission fees for transfers. It is allowed to transfer money to PayPal from one wallet to another within the same state without additional payment. For all other operations, the corresponding rates are provided.

You can only add funds to your PayPal account if the sender and recipient live in different countries together with a commission fee. Its size is approximately from 0.4% to 1.5% of the amount. If funds are sent to European countries from the territory of Russia, the commission will be about 1%. But the final calculation depends on where exactly the recipient of the transfer is located.

If you need to top up your PayPal account with a bank card, please note that the commission will be significantly higher in this case. Especially if the sender and recipient are residents of different countries. Then the commission will be approximately 3.4% + 10 rubles.

Important! Depending on the recipient's country, an additional fixed amount (at least 149.9 rubles) is often added to the specified commission.

Commission when making purchases in foreign online stores via Paypal is the responsibility of the stores. It is the sellers who are required to pay about 5% of the purchase amount. Therefore, many of them deliberately inflate the cost of their goods to compensate for the additional costs.

How to add funds to PayPal​

There are several ways to add funds to your PayPal balance – through a terminal, using a bank card, or using Russian payment systems.

Via the terminal​

You won't be able to deposit money directly to PayPal via a regular payment terminal. To do this, the required amount is first transferred to a bank card, and then sent from it to an international online wallet.

From a bank card​

To add funds to your PayPal account from a regular bank card, simply issue such a card and link it to your wallet in the system. The service allows you to add different types of cards, including credit cards.

Further actions of the owner are simple – they add funds to the card balance in any convenient way. This amount is automatically available in your online wallet.

How to top up PayPal with a Sberbank card​

It is not difficult to top up PayPal via the Russian Sberbank. To do this, follow a certain procedure:

1. The user registers in the PayPal system.
2. Binds a Sberbank card to your account.
3. After specifying your personal information and card details, you will receive a text message about adding funds to your wallet.

As soon as the required amount is in the wallet, the owner can pay for purchases in foreign stores. You can add funds to PayPal not only through Sberbank.

How to top up PayPal with a Tinkoff card​

In the PayPal service for Tinkoff cardholders, deposits are made using the standard method. You just need to link it in your account so that the amount on the card is automatically transferred to your online wallet.

Important! Successful replenishment of PayPal from your personal card takes place only after verification. To do this, the system will retain a small amount (up to 10 rubles). After verification, the money will be returned to the owner's account.

From a virtual bank card​

Depositing money to a PayPal wallet is allowed not only with a regular bank card. This service, unlike some others, does not see the difference between real and virtual maps. Therefore, you can transfer money from any bank card. The main thing is that the virtual card must have a CVV code and other payment details.

Via invoicing in the PayPal system​

PayPal allows you to transfer money by invoicing for a particular product or service. Any user can do this:

1. He logs in first.
2. Then it opens the "Send and Receive" section.
3. Uses the "Submit" option.
4. Verifies that the data entered is correct (the user acts as the recipient of funds).
5. Clicks the "Submit" button.

As soon as the second user receives the request, they pay for it. This is how you can top up your PayPal account by invoicing it.

Via a request for funds​

The system allows you to transfer money to PayPal wallets between different users. One account holder uses a special request to request a transfer of funds from another.

To do this, you need:

1. Log in to the system.
2. Open the "Send and receive" section.
3. Specify the recipient's email address.

As soon as the second party confirms the request, PayPal deposits the wallet. There are two ways to transfer money: from wallet to wallet or from a bank card. In the first case, you can top up your account for free, and in the second case, you will have to pay a commission.

Top-up via Euroset or Svyaznoy​

You can deposit money on PayPal by visiting Svyaznoy or Euroset. This method allows you to transfer money directly to your PayPal wallet. All you need to do is tell the employee the email address that the e-wallet is linked to in the system and deposit the specified amount via Yandex. Checkout.

Important! When using this method, the deposit limit is taken into account. Only 15 thousand rubles are allowed to be deposited once. The monthly limit for transferring money to PayPal is 40 thousand rubles. However, there are no additional fees when adding funds to your PayPal wallet.

From Yumani​

PayPal deposits can be made from a card linked to Yumani. The procedure is simple, but you should take into account the commission provided for the transfer. Unfortunately, you won't be able to top up your PayPal wallet directly.

From a Qiwi wallet​

You can add funds to your PayPal account using the Russian Qiwi payment system. To do this, just register on the site and order a virtual card. To use it on third-party services, you need to get all the banking details (to send them to the owner, just click the" Send " banking details button).

Then the virtual card is linked to the PayPal online wallet, after which the necessary amounts are transferred to PayPal. In a similar way, they add funds to their PayPal online wallet from other electronic payment systems (Webmoney, Yandex. Money).

PayPal Security​

Hundreds of thousands of users store and withdraw money on PayPal without any concerns. For them, it is just as easy and safe to deposit money into a PayPal wallet as it is to deposit it into a verified bank account. The system really has high security requirements.

Despite the fact that users often link their real bank cards to an electronic wallet, the service securely stores this data and does not transfer it to third parties. The best world-class specialists are responsible for the security of the payment system. Only your phone number or email address is used for all transactions.

For what reasons is the transfer rejected by the system?​

Depositing money to a PayPal wallet is not difficult. The international service meets its customers ' needs by providing different deposit methods. But sometimes account owners are faced with the fact that it is impossible to transfer money to PayPal. Such difficulties are rare, but many customers refuse to cooperate with the service in such cases.

Most often, financial transactions are simply rejected by the system. Accordingly, the recipient does not receive the specified amount. Users are often confused by the fact that the service does not use numeric accounts or other familiar recipient details for transactions.

Help! You only need an email address to transfer money. And the system automatically rejects financial transactions, provided that the sender specified a non-existent recipient's email address.

Other reasons for rejecting a transaction include:

1. Some of the participants in the transaction (sender or recipient) did not pass the verification procedure.
2. The recipient is a resident of the country where the service does not operate or operates with restrictions.
3. The recipient's or sender's account was blocked by the system for violating the rules.
4. There are not enough funds in the sender's wallet to complete the transaction.
5. The operation is sometimes rejected by banks whose cards are linked to PayPal's online wallets.

If there are problems with depositing or transferring funds, account owners contact technical support. Unless the transaction is canceled directly by the bank.


You can check the payment status in your merchant profile. Just open the "Overview" tab and go to the "Recent operations" section. There, the system saves all payments and transfers made recently. If the request status is "Processed", it means that the money has not yet been transferred to the recipient. The sender waits until the status changes to "Executed".

How to transfer money to PayPal to another person​

The advantage of PayPal is that the system does not use bank details or electronic accounts for all financial transactions. To deposit money to a PayPal wallet or transfer it to another person, just enter your email address. Sometimes they use the phone number that the sender specified during registration.

Help! All financial transactions in Paypal become available to the user only after passing the verification procedure. It takes up to 5 days to check.

Procedure for transferring funds from one user to another:

1. The sender logs in to Paypal and logs in.
2. Opens the "Money Transfers" tab.
3. Go to the "Send" option. All transactions are made only through it.
4. After opening a special form, the sender specifies the recipient's name and email address.
5. Then it writes the purpose of the payment (this is a prerequisite for crediting money to the recipient's account). Usually indicate "Sending to friends or relatives".
6. Then the sender enters the required amount (the minimum amount is 0.01 rubles).
7. Selects the method of debiting funds. These can be bank or virtual cards.
8. Confirms the transfer.

After that, an email with a receipt is sent to the sender's email address. Using PayPal, you can add funds to someone else's wallet instantly, regardless of the selected debit method. The sender can track the transaction status in their merchant profile.

Transfers of funds abroad​

The transfer of money in the PayPal system takes place regardless of the country in which the sender and recipient are located. This is the undoubted advantage of an international service. With its help, transactions are made instantly, and money is easily withdrawn to a bank card and cashed out.

Help! The main condition is that the account holder's country must cooperate with the international payment system Paypal. Today, you can easily top up your Paypal account from almost anywhere in the world. This is primarily the United States and most European countries. But unfortunately, in some CIS countries, PayPal is allowed to be used with restrictions (there are cases when the system is disabled). Therefore, before sending funds, make sure to check whether PayPal works in the recipient's country.

PayPal is often chosen for purchases in foreign online stores or cooperation with foreign clients. It is not difficult for Russian users to replenish the wallet of this international system, and transfers are made instantly. It is enough to link a bank card to your personal account and, if necessary, deposit the necessary amounts to it.

If you have any questions about this topic, ask in the comments and our expert will definitely answer you.